FMBH (First Mid Bancshares) 3-Year EPS without NRI Growth Rate: 2.10% (As of Jun. 2026) — 60% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FMBH First Mid Bancshares Inc FMBH
61 GF Score
Price $51.33
GF Value $38.79
Valuation Significantly Overvalued
! 7 Warning Signs
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What is First Mid Bancshares 3-Year EPS without NRI Growth Rate?

First Mid Bancshares FMBH +0.57% 61 3-Year EPS without NRI Growth Rate is 2.10% as of Jun. 2026, which is 60% below its 10-year median of 5.30. GuruFocus rates FMBH with a GF Score™ of 61/100 and a GF Value™ of $38.79 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,405 Banks companies, First Mid Bancshares ranks worse than 66.55% on this metric.

First Mid Bancshares's EPS without NRI for the three months ended in Jun. 2026 was $1.26.

During the past 12 months, First Mid Bancshares's average EPS without NRI Growth Rate was 21.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 2.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was 6.00% per year. During the past 10 years, the average EPS without NRI Growth Rate was 7.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of First Mid Bancshares was 19.10% per year. The lowest was -16.70% per year. And the median was 5.30% per year.


First Mid Bancshares  (NAS:FMBH) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


First Mid Bancshares 3-Year EPS without NRI Growth Rate Related Terms


FMBH vs WABC, ESQ, HBT: 3-Year EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, First Mid Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Mid Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, First Mid Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where First Mid Bancshares's 3-Year EPS without NRI Growth Rate falls into.


FMBH
61GF Score
First Mid Bancshares Inc FMBH
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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First Mid Bancshares 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 2.10% mean?
First Mid Bancshares (FMBH) has a 3-Year EPS without NRI Growth Rate of 2.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for First Mid Bancshares and its competitors. This is 60% below median its historical median of 5.30. According to the industry distribution chart, First Mid Bancshares ranks #935 out of 1405 companies in the Banks industry, placing it in the top 66.5%.
Is First Mid Bancshares' 3-Year EPS without NRI Growth Rate too high?
First Mid Bancshares' current 3-Year EPS without NRI Growth Rate of 2.10% is 60% below median its 10-year median of 5.30. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. First Mid Bancshares' value of 2.10% is 72% below this industry median. Based on the distribution chart, First Mid Bancshares ranks #935 out of 1405 companies in the Banks industry, which is below the industry midpoint. Overall, First Mid Bancshares has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Mid Bancshares' 3-Year EPS without NRI Growth Rate compare to WABC and ESQ?
According to the Banks industry distribution chart, First Mid Bancshares ranks #935 out of 1405 companies for 3-Year EPS without NRI Growth Rate. This places First Mid Bancshares in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. First Mid Bancshares' value of 2.10% is 72% below this benchmark. While the company's 10-year median is 5.30 vs. the industry median of 7.50, First Mid Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Mid Bancshares's current 3-Year EPS without NRI Growth Rate of 2.10% is 72% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for First Mid Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Mid Bancshares's current 3-Year EPS without NRI Growth Rate is 2.10%, which is 60% below median its own 10-year median of 5.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Mid Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Mid Bancshares (FMBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.79, compared to a current price of $51.33 — trading 32.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 2.10%, which is 60% below median its 10-year median of 5.30 and 72% below the Banks industry median of 7.50. First Mid Bancshares' overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For First Mid Bancshares (FMBH), the current 3-Year EPS without NRI Growth Rate is 2.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Mid Bancshares (FMBH) Overvalued in 2026?

Based on GuruFocus' analysis, First Mid Bancshares stock appears to be overvalued. The current stock price of $51.33 is trading 32.3% above its estimated GF Value™ of $38.79. GuruFocus considers First Mid Bancshares to be Significantly Overvalued.

Key valuation signals for FMBH:

  • 3-Year EPS without NRI Growth Rate: 2.10% (60% below median its 10-year median of 5.30)
  • GF Value™: $38.79 vs. price of $51.33 (32.3% above fair value)
  • GF Score™: 61/100 with 7 warning signs
  • Industry Position: 72% below the Banks median (#935 of 1405)

No single metric tells the full story. See the FMBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Mid Bancshares Business Description

Address 1421 Charleston Avenue, Mattoon, IL, USA, 61938
First Mid Bancshares Inc is a United States based financial holding company. Through its wholly-owned subsidiary, First Mid Bank, it is engaged in the business of banking. The company offers trust, farm services, investment services, and retirement planning through its wholly owned subsidiary, it also provides data processing services to affiliates and insurance products and services to customers through its subsidiary. The company's operations cover community banking, wealth management and insurance services. Key revenue is derived from the provision of community banking services.
61GF Score

Get the complete analysis for FMBH

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.33
Price
$38.79
GF Value