FMBH (First Mid Bancshares) 1-Year Sharpe Ratio: 1.27 (As of Jul. 19, 2026)

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FMBH First Mid Bancshares Inc FMBH
61 GF Score
Price $49.23
GF Value $37.62
Valuation Significantly Overvalued
! 7 Warning Signs
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What is First Mid Bancshares 1-Year Sharpe Ratio?

First Mid Bancshares FMBH -2.50% 61 1-Year Sharpe Ratio is 1.27 as of Jul. 19, 2026. GuruFocus rates FMBH with a GF Score™ of 61/100 and a GF Value™ of $37.62 (Significantly Overvalued). The stock has 7 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-19), First Mid Bancshares's 1-Year Sharpe Ratio is 1.27.

First Mid Bancshares  (NAS:FMBH) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

First Mid Bancshares 1-Year Sharpe Ratio Related Terms

FMBH vs CTBI, PFBC, MCB: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, First Mid Bancshares's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Mid Bancshares 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Mid Bancshares's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where First Mid Bancshares's 1-Year Sharpe Ratio falls into.


FMBH
61GF Score
First Mid Bancshares Inc FMBH
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First Mid Bancshares 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.27 mean?
First Mid Bancshares (FMBH) has a 1-Year Sharpe Ratio of 1.27 as of Jul. 19, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for First Mid Bancshares and its competitors.
Is First Mid Bancshares' 1-Year Sharpe Ratio too high?
First Mid Bancshares' current 1-Year Sharpe Ratio is 1.27. Overall, First Mid Bancshares has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Mid Bancshares' 1-Year Sharpe Ratio compare to CTBI and PFBC?
First Mid Bancshares' 1-Year Sharpe Ratio of 1.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for First Mid Bancshares and its competitors. First Mid Bancshares's current 1-Year Sharpe Ratio is 1.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Mid Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Mid Bancshares (FMBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $37.62, compared to a current price of $49.23 — trading 30.9% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.27. First Mid Bancshares' overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For First Mid Bancshares (FMBH), the current 1-Year Sharpe Ratio is 1.27 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Mid Bancshares (FMBH) Overvalued in 2026?

Based on GuruFocus' analysis, First Mid Bancshares stock appears to be overvalued. The current stock price of $49.23 is trading 30.9% above its estimated GF Value™ of $37.62. GuruFocus considers First Mid Bancshares to be Significantly Overvalued.

Key valuation signals for FMBH:

  • 1-Year Sharpe Ratio: 1.27
  • GF Value™: $37.62 vs. price of $49.23 (30.9% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the FMBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Mid Bancshares Business Description

Address 1421 Charleston Avenue, Mattoon, IL, USA, 61938
First Mid Bancshares Inc is a United States based financial holding company. Through its wholly-owned subsidiary, First Mid Bank, it is engaged in the business of banking. The company offers trust, farm services, investment services, and retirement planning through its wholly owned subsidiary, it also provides data processing services to affiliates and insurance products and services to customers through its subsidiary. The company's operations cover community banking, wealth management and insurance services. Key revenue is derived from the provision of community banking services.
61GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.23
Price
$37.62
GF Value