First Mid BancsharesFMBH -0.34%62 FCF Yield % is 8.01 as of Jun. 25, 2026, which is 16% below its 10-year median of 9.51. GuruFocus rates FMBH with a GF Score™ of 62/100 and a GF Value™ of $38.98 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, First Mid Bancshares ranks worse than 51.06% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Mid Bancshares FCF Yield % Related Terms
First Mid Bancshares FCF Yield % Historical Data
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The historical data trend for First Mid Bancshares's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Mid Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Mid Bancshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Mid Bancshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where First Mid Bancshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Mid Bancshares (FMBH) has a FCF Yield % of 8.01 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Mid Bancshares and its competitors. This is 16% below median its historical median of 9.51. Over the past decade, First Mid Bancshares' FCF Yield % has ranged from 4.86 to 18.55. According to the industry distribution chart, First Mid Bancshares ranks #768 out of 1504 companies in the Banks industry, placing it in the top 51.1%.
Is First Mid Bancshares' FCF Yield % too high?
First Mid Bancshares' current FCF Yield % of 8.01 is 16% below median its 10-year median of 9.51. Over the past 10 years, this metric has ranged from a low of 4.86 to a high of 18.55. The Banks industry median FCF Yield % is 8.24. First Mid Bancshares' value of 8.01 is 2.8% below this industry median. Based on the distribution chart, First Mid Bancshares ranks #768 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, First Mid Bancshares has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Mid Bancshares' FCF Yield % compare to AGBK and PFBC?
According to the Banks industry distribution chart, First Mid Bancshares ranks #768 out of 1504 companies for FCF Yield %. This places First Mid Bancshares in the lower half of its industry. The industry median FCF Yield % is 8.24. First Mid Bancshares' value of 8.01 is 2.8% below this benchmark. Historically, First Mid Bancshares' own FCF Yield % has ranged from 4.86 to 18.55 over the past decade. While the company's 10-year median is 9.51 vs. the industry median of 8.24, First Mid Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Mid Bancshares's current FCF Yield % of 8.01 is 2.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Mid Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Mid Bancshares's current FCF Yield % is 8.01, which is 16% below median its own 10-year median of 9.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Mid Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Mid Bancshares (FMBH) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.98, compared to a current price of $47.48 — trading 21.8% above its estimated fair value. The current FCF Yield % is 8.01, which is 16% below median its 10-year median of 9.51 and 2.8% below the Banks industry median of 8.24. First Mid Bancshares' overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For First Mid Bancshares (FMBH), the current FCF Yield % is 8.01 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Mid Bancshares (FMBH) Overvalued in 2026?
Based on GuruFocus' analysis, First Mid Bancshares stock appears to be overvalued.
The current stock price of $47.48 is trading 21.8% above its estimated GF Value™ of $38.98.
GuruFocus considers First Mid Bancshares to be Modestly Overvalued.
Key valuation signals for FMBH:
FCF Yield %: 8.01 (16% below median its 10-year median of 9.51)
GF Value™: $38.98 vs. price of $47.48 (21.8% above fair value)
Industry Position: 2.8% below the Banks median (#768 of 1504)
No single metric tells the full story. See the FMBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Mid Bancshares Inc is a United States based financial holding company. Through its wholly-owned subsidiary, First Mid Bank, it is engaged in the business of banking. The company offers trust, farm services, investment services, and retirement planning through its wholly owned subsidiary, it also provides data processing services to affiliates and insurance products and services to customers through its subsidiary. The company's operations cover community banking, wealth management and insurance services. Key revenue is derived from the provision of community banking services.
62GF Score
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