First Mid Bancshares (First Mid Bancshares) Risk Assessment

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What is First Mid Bancshares Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of First Mid Bancshares is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of First Mid Bancshares's Risk Assessment

For the Banks - Regional subindustry, First Mid Bancshares's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Mid Bancshares's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Mid Bancshares's Risk Assessment distribution charts can be found below:

* The bar in red indicates where First Mid Bancshares's Risk Assessment falls into.

First Mid Bancshares (NAS:FMBH) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

First Mid Bancshares Risk Assessment Related Terms

Thank you for viewing the detailed overview of First Mid Bancshares's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

First Mid Bancshares (First Mid Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First Mid Bancshares Inc (NAS:FMBH) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

1421 Charleston Avenue, Mattoon, IL, USA, 61938

Website

https://www.firstmid.com

First Mid Bancshares Inc is a United States based financial holding company. Through its wholly-owned subsidiary, First Mid Bank, it is primarily engaged in the business of banking. It also provides data processing services to affiliates and insurance products and services to customers through its subsidiary. The company's operations cover community banking, wealth management and insurance services. Key revenue is derived from the provision of community banking services.

Executives

Todd J James	director	400 BROAD ST, BELOITT WI 53511
Clay M Dean	officer: SVP-Chief Deposit Services	2816 WESTERN AVE, MATTOON IL 61938
Robert S Cook	director	631 S BODIN ST, HINSDALE IL 60521
Laura J Hughes	officer: EVP, Chief Marketing & Deposit	1251 DEER CREEK RDG, DUBUQUE IA 52003
Bradley L Beesley	officer: Executive VP-Wealth Management	1906 SUNSET AVE, EFFINGHAM IL 62401
James Kyle Mccurry	director	302 CAMPUSVIEW DRIVE, SUITE 108, COLUMBIA MO 65201
Gisele A Marcus	director	3827 SHAW BOULEVARD, ST. LOUIS MO 63110
Megan E Mcelwee	officer: SVP, Chief Credit Officer	18537 E COUNTY ROAD 1280N, CHARLESTON IL 61920
Anya Y Schuetz	officer: VP, Director of Project Mgmt	2119 REYNOLDS DRIVE, CHARLESTON IL 61938
Jordan D. Read	officer: SVP, Chief Risk Officer	1713 CHANDLER WAY, ST. CHARLES MO 63303
Rhonda G Gatons	officer: SVP, Director Human Resources	909 E 625 NORTH ROAD, TOWER HILL IL 62571
Ray A Sparks	director	30 S COUNTRY CLUB RD, MATTOON IL 61938
David R. Hiden	officer: SVP, Chief Information Officer	1421 CHARLESTON AVE, MATTOON IL 61938
Zachary Horn	director	8 SOUTH WASHINGTON STREET, SULLIVAN IL 61951
Mary Westerhold	director	6814 GOSHEN ROAD, EDWARDSVILLE IL 62025