GVYB (Golden VY Bancshares) Change In Receivables: $0.00 Mil (TTM As of Jun. 2026)

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GVYB Golden VY Bancshares Inc GVYB
56 GF Score
Price $24.91
GF Value $23.11
Valuation Fairly Valued
! 5 Warning Signs
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What is Golden VY Bancshares Change In Receivables?

Golden VY Bancshares GVYB -0.56% 56 Change In Receivables is $0.00 Mil as of Jun. 2026. GuruFocus rates GVYB with a GF Score™ of 56/100 and a GF Value™ of $23.11 (Fairly Valued). The stock has 5 warning signs investors should review.

Golden VY Bancshares's change in receivables for the quarter that ended in Jun. 2026 was $0.00 Mil. It means Golden VY Bancshares's Accounts Receivable stayed the same from Mar. 2026 to Jun. 2026 .

Golden VY Bancshares's change in receivables for the fiscal year that ended in Dec. 2025 was $-0.23 Mil. It means Golden VY Bancshares's Accounts Receivable increased by $0.23 Mil from Dec. 2024 to Dec. 2025 .

Golden VY Bancshares's Accounts Receivable for the quarter that ended in Jun. 2026 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Golden VY Bancshares's Days Sales Outstanding for the three months ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Golden VY Bancshares's liquidation value for the three months ended in Jun. 2026 was $-533.45 Mil.

Golden VY Bancshares  (OTCPK:GVYB) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Golden VY Bancshares's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/5.34*91
=0.00

2. In Ben Graham's calculation of liquidation value, Golden VY Bancshares's accounts receivable are only considered to be worth 75% of book value:

Golden VY Bancshares's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=27.336-560.781+0.75 * 0+0.5 * 0
=-533.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golden VY Bancshares Change In Receivables Related Terms

Golden VY Bancshares Change In Receivables Historical Data

* Premium members only.

The historical data trend for Golden VY Bancshares's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golden VY Bancshares Change In Receivables Chart

Golden VY Bancshares Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial 0.09 -0.76 -0.31 -0.22 -0.23

Golden VY Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
GVYB
56GF Score
Golden VY Bancshares Inc GVYB
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Golden VY Bancshares Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.00 Mil mean?
Golden VY Bancshares (GVYB) has a Change In Receivables of $0.00 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Golden VY Bancshares and its competitors.
Is Golden VY Bancshares' Change In Receivables too high?
Golden VY Bancshares' current Change In Receivables is $0.00 Mil. Overall, Golden VY Bancshares has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Golden VY Bancshares' Change In Receivables compare to BSPA and CIZN?
Golden VY Bancshares' Change In Receivables of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Golden VY Bancshares and its competitors. Golden VY Bancshares's current Change In Receivables is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden VY Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Golden VY Bancshares (GVYB) is currently considered Fairly Valued. The stock's GF Value™ is $23.11, compared to a current price of $24.91 — trading 7.8% above its estimated fair value. The current Change In Receivables is $0.00 Mil. Golden VY Bancshares' overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Golden VY Bancshares (GVYB), the current Change In Receivables is $0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden VY Bancshares (GVYB) Overvalued in 2026?

Based on GuruFocus' analysis, Golden VY Bancshares stock appears to be overvalued. The current stock price of $24.91 is trading 7.8% above its estimated GF Value™ of $23.11. GuruFocus considers Golden VY Bancshares to be Fairly Valued.

Key valuation signals for GVYB:

  • Change In Receivables: $0.00 Mil
  • GF Value™: $23.11 vs. price of $24.91 (7.8% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the GVYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Golden VY Bancshares Business Description

Address 190 Cohasset Road, Suite 170, Chico, CA, USA, 95926
Golden VY Bancshares Inc is the parent company of its wholly-owned subsidiary, Golden Valley Bank. The Bank is a commercial bank that provides a wide range of loans, deposit products, and services to its surrounding communities in Butte, Shasta, and surrounding counties.
56GF Score

Get the complete analysis for GVYB

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.91
Price
$23.11
GF Value