FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Golden VY Bancshares FCF Yield % Related Terms
Golden VY Bancshares FCF Yield % Historical Data
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The historical data trend for Golden VY Bancshares's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Golden VY Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Golden VY Bancshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Golden VY Bancshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Golden VY Bancshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Golden VY Bancshares (GVYB) has a FCF Yield % of 8.45 as of Jul. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Golden VY Bancshares and its competitors. According to the industry distribution chart, Golden VY Bancshares ranks #728 out of 1505 companies in the Banks industry, placing it in the top 48.4%.
Is Golden VY Bancshares' FCF Yield % too high?
Golden VY Bancshares' current FCF Yield % is 8.45. The Banks industry median FCF Yield % is 8.09. Golden VY Bancshares' value of 8.45 is 4.4% above this industry median. Based on the distribution chart, Golden VY Bancshares ranks #728 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Golden VY Bancshares has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golden VY Bancshares' FCF Yield % compare to WSSH and TBBC?
According to the Banks industry distribution chart, Golden VY Bancshares ranks #728 out of 1505 companies for FCF Yield %. This puts Golden VY Bancshares in the upper half of its industry. The industry median FCF Yield % is 8.09. Golden VY Bancshares' value of 8.45 is 4.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.09, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Golden VY Bancshares's current FCF Yield % of 8.45 is 4.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Golden VY Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden VY Bancshares's current FCF Yield % is 8.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden VY Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Golden VY Bancshares (GVYB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.53, compared to a current price of $26.00 — trading 15.4% above its estimated fair value. The current FCF Yield % is 8.45 and 4.4% above the Banks industry median of 8.09. Golden VY Bancshares' overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Golden VY Bancshares (GVYB), the current FCF Yield % is 8.45 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Golden VY Bancshares (GVYB) Overvalued in 2026?
Based on GuruFocus' analysis, Golden VY Bancshares stock appears to be overvalued.
The current stock price of $26.00 is trading 15.4% above its estimated GF Value™ of $22.53.
GuruFocus considers Golden VY Bancshares to be Modestly Overvalued.
Key valuation signals for GVYB:
FCF Yield %: 8.45
GF Value™: $22.53 vs. price of $26.00 (15.4% above fair value)
Industry Position: 4.4% above the Banks median (#728 of 1505)
No single metric tells the full story. See the GVYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Golden VY Bancshares Inc is the parent company of its wholly-owned subsidiary, Golden Valley Bank. The Bank is a commercial bank that provides a wide range of loans, deposit products, and services to its surrounding communities in Butte, Shasta, and surrounding counties.
53GF Score
Get the complete analysis for GVYB
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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