GVYB (Golden VY Bancshares) OCF Yield %: 8.89 (As of Aug. 17, 2026)

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GVYB Golden VY Bancshares Inc GVYB
56 GF Score
Price $25.05
GF Value $23.10
Valuation Fairly Valued
! 5 Warning Signs
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What is Golden VY Bancshares OCF Yield %?

Golden VY Bancshares GVYB 56 OCF Yield % is 8.89 as of Aug. 17, 2026. GuruFocus rates GVYB with a GF Score™ of 56/100 and a GF Value™ of $23.10 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,498 Banks companies, Golden VY Bancshares ranks worse than 51.27% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Golden VY Bancshares's Trailing 12-Month Cash Flow from Operations is $0.00 Mil, and Market Cap is $54.96 Mil. Therefore, Golden VY Bancshares's OCF Yield % for today is 8.89%.

The historical rank and industry rank for Golden VY Bancshares's OCF Yield % or its related term are showing as below:

GVYB' s OCF Yield % Range Over the Past 10 Years
Min: 8.89   Med: 0   Max: 8.89
Current: 8.89


During the past 8 years, the highest OCF Yield % of Golden VY Bancshares was 8.89%. The lowest was 8.89%. And the median was %.

GVYB's OCF Yield % is ranked worse than
51.27% of 1498 companies
in the Banks industry
Industry Median: 9.135 vs GVYB: 8.89

Golden VY Bancshares's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Golden VY Bancshares OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Golden VY Bancshares OCF Yield % Related Terms


Golden VY Bancshares OCF Yield % Historical Data

* Premium members only.

The historical data trend for Golden VY Bancshares's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golden VY Bancshares OCF Yield % Chart

Golden VY Bancshares Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial 12.24 13.06 16.32 10.91 10.55

Golden VY Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

GVYB vs BSPA, CIZN, MBKL: OCF Yield % Comparison

For the Banks - Regional subindustry, Golden VY Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden VY Bancshares OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Golden VY Bancshares's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Golden VY Bancshares's OCF Yield % falls into.


GVYB
56GF Score
Golden VY Bancshares Inc GVYB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Golden VY Bancshares OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Golden VY Bancshares's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=4.883 / 46.2934
=10.55%

Golden VY Bancshares's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 56.45162
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 8.89 mean?
Golden VY Bancshares (GVYB) has a OCF Yield % of 8.89 as of Aug. 17, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Golden VY Bancshares and its competitors. Over the past decade, Golden VY Bancshares' OCF Yield % has ranged from 8.89 to 8.89. According to the industry distribution chart, Golden VY Bancshares ranks #768 out of 1498 companies in the Banks industry, placing it in the top 51.3%.
Is Golden VY Bancshares' OCF Yield % too high?
Golden VY Bancshares' current OCF Yield % is 8.89. Over the past 10 years, this metric has ranged from a low of 8.89 to a high of 8.89. The Banks industry median OCF Yield % is 9.14. Golden VY Bancshares' value of 8.89 is 2.7% below this industry median. Based on the distribution chart, Golden VY Bancshares ranks #768 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Golden VY Bancshares has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Golden VY Bancshares' OCF Yield % compare to BSPA and CIZN?
According to the Banks industry distribution chart, Golden VY Bancshares ranks #768 out of 1498 companies for OCF Yield %. This places Golden VY Bancshares in the lower half of its industry. The industry median OCF Yield % is 9.14. Golden VY Bancshares' value of 8.89 is 2.7% below this benchmark. Historically, Golden VY Bancshares' own OCF Yield % has ranged from 8.89 to 8.89 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.14, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Golden VY Bancshares's current OCF Yield % of 8.89 is 2.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Golden VY Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 9.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden VY Bancshares's current OCF Yield % is 8.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden VY Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Golden VY Bancshares (GVYB) is currently considered Fairly Valued. The stock's GF Value™ is $23.10, compared to a current price of $25.05 — trading 8.4% above its estimated fair value. The current OCF Yield % is 8.89 and 2.7% below the Banks industry median of 9.14. Golden VY Bancshares' overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Golden VY Bancshares (GVYB), the current OCF Yield % is 8.89 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden VY Bancshares (GVYB) Overvalued in 2026?

Based on GuruFocus' analysis, Golden VY Bancshares stock appears to be overvalued. The current stock price of $25.05 is trading 8.4% above its estimated GF Value™ of $23.10. GuruFocus considers Golden VY Bancshares to be Fairly Valued.

Key valuation signals for GVYB:

  • OCF Yield %: 8.89
  • GF Value™: $23.10 vs. price of $25.05 (8.4% above fair value)
  • GF Score™: 56/100 with 5 warning signs
  • Industry Position: 2.7% below the Banks median (#768 of 1498)

No single metric tells the full story. See the GVYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Golden VY Bancshares Business Description

Address 190 Cohasset Road, Suite 170, Chico, CA, USA, 95926
Golden VY Bancshares Inc is the parent company of its wholly-owned subsidiary, Golden Valley Bank. The Bank is a commercial bank that provides a wide range of loans, deposit products, and services to its surrounding communities in Butte, Shasta, and surrounding counties.
56GF Score

Get the complete analysis for GVYB

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.05
Price
$23.10
GF Value