The historical rank and industry rank for Golden VY Bancshares's FCF Margin % or its related term are showing as below:
GVYB'
s FCF Margin % Range Over the Past 10 Years
Min: 19.02 Med: 27.41 Max: 41.41
Current: 23.56
During the past 8 years, the highest FCF Margin % of Golden VY Bancshares was 41.41%. The lowest was 19.02%. And the median was 27.41%.
GVYB's FCF Margin % is ranked worse than 54.15% of 1507
companies
in the Banks industry
Industry Median: 26.42
vs GVYB: 23.56
Golden VY Bancshares FCF Margin % Related Terms
Golden VY Bancshares FCF Margin % Historical Data
* Premium members only.
The historical data trend for Golden VY Bancshares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Golden VY Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Golden VY Bancshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Golden VY Bancshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Golden VY Bancshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Golden VY Bancshares (GVYB) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Golden VY Bancshares and its competitors. Over the past decade, Golden VY Bancshares' FCF Margin % has ranged from 19.02 to 41.41. According to the industry distribution chart, Golden VY Bancshares ranks #816 out of 1507 companies in the Banks industry, placing it in the top 54.1%.
Is Golden VY Bancshares' FCF Margin % too high?
Golden VY Bancshares' current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 19.02 to a high of 41.41. Based on the distribution chart, Golden VY Bancshares ranks #816 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, Golden VY Bancshares has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golden VY Bancshares' FCF Margin % compare to WSSH and TBBC?
According to the Banks industry distribution chart, Golden VY Bancshares ranks #816 out of 1507 companies for FCF Margin %. This places Golden VY Bancshares in the lower half of its industry. The industry median FCF Margin % is 26.42. Historically, Golden VY Bancshares' own FCF Margin % has ranged from 19.02 to 41.41 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Golden VY Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden VY Bancshares's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden VY Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Golden VY Bancshares (GVYB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.53, compared to a current price of $26.00 — trading 15.4% above its estimated fair value. The current FCF Margin % is 0.00%. Golden VY Bancshares' overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Golden VY Bancshares (GVYB), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Golden VY Bancshares (GVYB) Overvalued in 2026?
Based on GuruFocus' analysis, Golden VY Bancshares stock appears to be overvalued.
The current stock price of $26.00 is trading 15.4% above its estimated GF Value™ of $22.53.
GuruFocus considers Golden VY Bancshares to be Modestly Overvalued.
Key valuation signals for GVYB:
FCF Margin %: 0.00%
GF Value™: $22.53 vs. price of $26.00 (15.4% above fair value)
No single metric tells the full story. See the GVYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Golden VY Bancshares Inc is the parent company of its wholly-owned subsidiary, Golden Valley Bank. The Bank is a commercial bank that provides a wide range of loans, deposit products, and services to its surrounding communities in Butte, Shasta, and surrounding counties.
53GF Score
Get the complete analysis for GVYB
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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