GVYB (Golden VY Bancshares) Profitability Rank: 5 (As of Jun. 2026) — 25% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GVYB Golden VY Bancshares Inc GVYB
56 GF Score
Price $24.81
GF Value $23.16
Valuation Fairly Valued
! 5 Warning Signs
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What is Golden VY Bancshares Profitability Rank?

Golden VY Bancshares GVYB 56 Profitability Rank is 5 as of Jun. 2026, which is 25% above its 10-year median of 4.00. GuruFocus rates GVYB with a GF Score™ of 56/100 and a GF Value™ of $23.16 (Fairly Valued). The stock has 5 warning signs investors should review.

Golden VY Bancshares has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Golden VY Bancshares's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, Golden VY Bancshares's Piotroski F-Score is 8.


Golden VY Bancshares Profitability Rank Related Terms


GVYB vs BKFL, KEFI, FGFI: Profitability Rank Comparison

For the Banks - Regional subindustry, Golden VY Bancshares's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden VY Bancshares Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Golden VY Bancshares's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Golden VY Bancshares's Profitability Rank falls into.


GVYB
56GF Score
Golden VY Bancshares Inc GVYB
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Golden VY Bancshares Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Golden VY Bancshares has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Golden VY Bancshares's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0 / 5.34
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 8, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Golden VY Bancshares has an F-score of 8. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
Golden VY Bancshares (GVYB) has a Profitability Rank of 5 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Golden VY Bancshares and its competitors. This is 25% above median its historical median of 4.00. Over the past decade, Golden VY Bancshares' Profitability Rank has ranged from 2.00 to 5.00.
Is Golden VY Bancshares' Profitability Rank too high?
Golden VY Bancshares' current Profitability Rank of 5 is 25% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 5.00. Overall, Golden VY Bancshares has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Golden VY Bancshares' Profitability Rank compare to BKFL and KEFI?
Golden VY Bancshares' Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, Golden VY Bancshares' own Profitability Rank has ranged from 2.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Golden VY Bancshares and its competitors. Golden VY Bancshares's current Profitability Rank is 5, which is 25% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden VY Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Golden VY Bancshares (GVYB) is currently considered Fairly Valued. The stock's GF Value™ is $23.16, compared to a current price of $24.81 — trading 7.1% above its estimated fair value. The current Profitability Rank is 5, which is 25% above median its 10-year median of 4.00. Golden VY Bancshares' overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Golden VY Bancshares (GVYB), the current Profitability Rank is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden VY Bancshares (GVYB) Overvalued in 2026?

Based on GuruFocus' analysis, Golden VY Bancshares stock appears to be overvalued. The current stock price of $24.81 is trading 7.1% above its estimated GF Value™ of $23.16. GuruFocus considers Golden VY Bancshares to be Fairly Valued.

Key valuation signals for GVYB:

  • Profitability Rank: 5 (25% above median its 10-year median of 4.00)
  • GF Value™: $23.16 vs. price of $24.81 (7.1% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the GVYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Golden VY Bancshares Business Description

Address 190 Cohasset Road, Suite 170, Chico, CA, USA, 95926
Golden VY Bancshares Inc is the parent company of its wholly-owned subsidiary, Golden Valley Bank. The Bank is a commercial bank that provides a wide range of loans, deposit products, and services to its surrounding communities in Butte, Shasta, and surrounding counties.
56GF Score

Get the complete analysis for GVYB

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.81
Price
$23.16
GF Value