GVYB (Golden VY Bancshares) ROC %: % (As of Mar. 2026)


GVYB Golden VY Bancshares Inc GVYB
53 GF Score
Price $26.00
GF Value $22.53
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Golden VY Bancshares ROC %?

Golden VY Bancshares GVYB 53 ROC % is % as of Mar. 2026. GuruFocus rates GVYB with a GF Score™ of 53/100 and a GF Value™ of $22.53 (Modestly Overvalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

GVYB
53GF Score
Golden VY Bancshares Inc GVYB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Golden VY Bancshares (GVYB) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Golden VY Bancshares and its competitors.
Is Golden VY Bancshares' ROC % too high?
Golden VY Bancshares' current ROC % is %. Overall, Golden VY Bancshares has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golden VY Bancshares' ROC % compare to WSSH and TBBC?
Golden VY Bancshares' ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Golden VY Bancshares and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden VY Bancshares's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden VY Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Golden VY Bancshares (GVYB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.53, compared to a current price of $26.00 — trading 15.4% above its estimated fair value. The current ROC % is %. Golden VY Bancshares' overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Golden VY Bancshares (GVYB), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden VY Bancshares (GVYB) Overvalued in 2026?

Based on GuruFocus' analysis, Golden VY Bancshares stock appears to be overvalued. The current stock price of $26.00 is trading 15.4% above its estimated GF Value™ of $22.53. GuruFocus considers Golden VY Bancshares to be Modestly Overvalued.

Key valuation signals for GVYB:

  • ROC %: %
  • GF Value™: $22.53 vs. price of $26.00 (15.4% above fair value)
  • GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the GVYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Golden VY Bancshares Business Description

Address 190 Cohasset Road, Suite 170, Chico, CA, USA, 95926
Golden VY Bancshares Inc is the parent company of its wholly-owned subsidiary, Golden Valley Bank. The Bank is a commercial bank that provides a wide range of loans, deposit products, and services to its surrounding communities in Butte, Shasta, and surrounding counties.
53GF Score

Get the complete analysis for GVYB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.00
Price
$22.53
GF Value