GVYB (Golden VY Bancshares) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GVYB Golden VY Bancshares Inc GVYB
58 GF Score
Price $26.00
GF Value $22.59
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Golden VY Bancshares ROC (Joel Greenblatt) %?

Golden VY Bancshares GVYB 58 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates GVYB with a GF Score™ of 58/100 and a GF Value™ of $22.59 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 46 Banks companies, Golden VY Bancshares ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

GVYB
58GF Score
Golden VY Bancshares Inc GVYB
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Golden VY Bancshares (GVYB) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Golden VY Bancshares and its competitors. According to the industry distribution chart, Golden VY Bancshares ranks #999999 out of 46 companies in the Banks industry.
Is Golden VY Bancshares' ROC (Joel Greenblatt) % too high?
Golden VY Bancshares' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Golden VY Bancshares ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Golden VY Bancshares has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golden VY Bancshares' ROC (Joel Greenblatt) % compare to WSSH and TBBC?
According to the Banks industry distribution chart, Golden VY Bancshares ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Golden VY Bancshares in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Golden VY Bancshares and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden VY Bancshares's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden VY Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Golden VY Bancshares (GVYB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.59, compared to a current price of $26.00 — trading 15.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Golden VY Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Golden VY Bancshares (GVYB), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden VY Bancshares (GVYB) Overvalued in 2026?

Based on GuruFocus' analysis, Golden VY Bancshares stock appears to be overvalued. The current stock price of $26.00 is trading 15.1% above its estimated GF Value™ of $22.59. GuruFocus considers Golden VY Bancshares to be Modestly Overvalued.

Key valuation signals for GVYB:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $22.59 vs. price of $26.00 (15.1% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the GVYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Golden VY Bancshares Business Description

Address 190 Cohasset Road, Suite 170, Chico, CA, USA, 95926
Golden VY Bancshares Inc is the parent company of its wholly-owned subsidiary, Golden Valley Bank. The Bank is a commercial bank that provides a wide range of loans, deposit products, and services to its surrounding communities in Butte, Shasta, and surrounding counties.
58GF Score

Get the complete analysis for GVYB

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.00
Price
$22.59
GF Value