HCBC (High Country Bancorp) Change In Receivables: $0.00 Mil (TTM As of Mar. 2026)

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HCBC High Country Bancorp Inc HCBC
62 GF Score
Price $43.16
GF Value $38.79
Valuation Modestly Overvalued
! 5 Warning Signs
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What is High Country Bancorp Change In Receivables?

High Country Bancorp HCBC -0.24% 62 Change In Receivables is $0.00 Mil as of Mar. 2026. GuruFocus rates HCBC with a GF Score™ of 62/100 and a GF Value™ of $38.79 (Modestly Overvalued). The stock has 5 warning signs investors should review.

High Country Bancorp's change in receivables for the quarter that ended in Mar. 2026 was $0.00 Mil. It means High Country Bancorp's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

High Country Bancorp's change in receivables for the fiscal year that ended in Jun. 2025 was $0.12 Mil. It means High Country Bancorp's Accounts Receivable declined by $0.12 Mil from Jun. 2024 to Jun. 2025 .

High Country Bancorp's Accounts Receivable for the quarter that ended in Mar. 2026 was $2.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. High Country Bancorp's Days Sales Outstanding for the three months ended in Mar. 2026 was 28.92.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. High Country Bancorp's liquidation value for the three months ended in Mar. 2026 was $-414.80 Mil.

High Country Bancorp  (OTCPK:HCBC) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

High Country Bancorp's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=2.002/6.316*91
=28.92

2. In Ben Graham's calculation of liquidation value, High Country Bancorp's accounts receivable are only considered to be worth 75% of book value:

High Country Bancorp's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=64.053-480.358+0.75 * 2.002+0.5 * 0
=-414.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Country Bancorp Change In Receivables Related Terms

High Country Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for High Country Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Country Bancorp Change In Receivables Chart

High Country Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 0.01 -0.31 -0.36 0.12

High Country Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
HCBC
62GF Score
High Country Bancorp Inc HCBC
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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High Country Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.00 Mil mean?
High Country Bancorp (HCBC) has a Change In Receivables of $0.00 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for High Country Bancorp and its competitors.
Is High Country Bancorp's Change In Receivables too high?
High Country Bancorp's current Change In Receivables is $0.00 Mil. Overall, High Country Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Country Bancorp's Change In Receivables compare to PNBI and SCYT?
High Country Bancorp's Change In Receivables of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for High Country Bancorp and its competitors. High Country Bancorp's current Change In Receivables is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Country Bancorp stock overvalued right now?
Based on GuruFocus' analysis, High Country Bancorp (HCBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.79, compared to a current price of $43.16 — trading 11.3% above its estimated fair value. The current Change In Receivables is $0.00 Mil. High Country Bancorp's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For High Country Bancorp (HCBC), the current Change In Receivables is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Country Bancorp (HCBC) Overvalued in 2026?

Based on GuruFocus' analysis, High Country Bancorp stock appears to be overvalued. The current stock price of $43.16 is trading 11.3% above its estimated GF Value™ of $38.79. GuruFocus considers High Country Bancorp to be Modestly Overvalued.

Key valuation signals for HCBC:

  • Change In Receivables: $0.00 Mil
  • GF Value™: $38.79 vs. price of $43.16 (11.3% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the HCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

High Country Bancorp Business Description

Address 7360 West US Highway 50, P.O. Box 309, Salida, CO, USA, 81201
High Country Bancorp Inc is a bank holding company. Through its subsidiaries, it provides a variety of financial services mainly in Salida, Buena Vista, Canon City, and Longmont, Colorado. The group's primary deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and time deposit accounts. Its primary lending products are real estate mortgages, construction loans, consumer loans, and commercial loans. Additionally, it also offers online banking services. The group serves both individuals and business clients.
62GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.16
Price
$38.79
GF Value