HCBC (High Country Bancorp) 3-Month Share Buyback Ratio: 0.89% (As of Mar. 2026 )

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HCBC High Country Bancorp Inc HCBC
61 GF Score
Price $43.61
GF Value $38.81
Valuation Modestly Overvalued
! 5 Warning Signs
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What is High Country Bancorp 3-Month Share Buyback Ratio?

High Country Bancorp HCBC -0.31% 61 3-Month Share Buyback Ratio is 0.89 as of Mar. 2026. GuruFocus rates HCBC with a GF Score™ of 61/100 and a GF Value™ of $38.81 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. High Country Bancorp's current 3-Month Share Buyback Ratio was 0.89%.


High Country Bancorp  (OTCPK:HCBC) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


High Country Bancorp 3-Month Share Buyback Ratio Related Terms


HCBC vs PNBI, SCYT, QNTO: 3-Month Share Buyback Ratio Comparison

For the Banks - Regional subindustry, High Country Bancorp's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


High Country Bancorp 3-Month Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, High Country Bancorp's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where High Country Bancorp's 3-Month Share Buyback Ratio falls into.


HCBC
61GF Score
High Country Bancorp Inc HCBC
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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High Country Bancorp 3-Month Share Buyback Ratio Calculation

High Country Bancorp's 3-Month Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Dec. 2025 )
=(1.006 - 0.997) / 1.006
=0.89%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of 0.89 mean?
High Country Bancorp (HCBC) has a 3-Month Share Buyback Ratio of 0.89 as of Mar. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for High Country Bancorp and its competitors.
Is High Country Bancorp's 3-Month Share Buyback Ratio too high?
High Country Bancorp's current 3-Month Share Buyback Ratio is 0.89. Overall, High Country Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Country Bancorp's 3-Month Share Buyback Ratio compare to PNBI and SCYT?
High Country Bancorp's 3-Month Share Buyback Ratio of 0.89 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for High Country Bancorp and its competitors. High Country Bancorp's current 3-Month Share Buyback Ratio is 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Country Bancorp stock overvalued right now?
Based on GuruFocus' analysis, High Country Bancorp (HCBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.81, compared to a current price of $43.61 — trading 12.4% above its estimated fair value. The current 3-Month Share Buyback Ratio is 0.89. High Country Bancorp's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For High Country Bancorp (HCBC), the current 3-Month Share Buyback Ratio is 0.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Country Bancorp (HCBC) Overvalued in 2026?

Based on GuruFocus' analysis, High Country Bancorp stock appears to be overvalued. The current stock price of $43.61 is trading 12.4% above its estimated GF Value™ of $38.81. GuruFocus considers High Country Bancorp to be Modestly Overvalued.

Key valuation signals for HCBC:

  • 3-Month Share Buyback Ratio: 0.89
  • GF Value™: $38.81 vs. price of $43.61 (12.4% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the HCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


High Country Bancorp Business Description

Address 7360 West US Highway 50, P.O. Box 309, Salida, CO, USA, 81201
High Country Bancorp Inc is a bank holding company. Through its subsidiaries, it provides a variety of financial services mainly in Salida, Buena Vista, Canon City, and Longmont, Colorado. The group's primary deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and time deposit accounts. Its primary lending products are real estate mortgages, construction loans, consumer loans, and commercial loans. Additionally, it also offers online banking services. The group serves both individuals and business clients.
61GF Score

Get the complete analysis for HCBC

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.61
Price
$38.81
GF Value