HCBC (High Country Bancorp) Change In Working Capital: $0.00 Mil (TTM As of Mar. 2026)

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HCBC High Country Bancorp Inc HCBC
61 GF Score
Price $46.83
GF Value $38.97
Valuation Modestly Overvalued
! 6 Warning Signs
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What is High Country Bancorp Change In Working Capital?

High Country Bancorp HCBC 61 Change In Working Capital is $0.00 Mil as of Mar. 2026. GuruFocus rates HCBC with a GF Score™ of 61/100 and a GF Value™ of $38.97 (Modestly Overvalued). The stock has 6 warning signs investors should review.

High Country Bancorp's change in working capital for the quarter that ended in Mar. 2026 was $0.00 Mil.

High Country Bancorp's change in working capital for the fiscal year that ended in Jun. 2025 was $-4.68 Mil.

It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement. Not by calculating the number changes in each periods' working capital (Total Current Assets minus Total Current Liabilities).


High Country Bancorp Change In Working Capital Related Terms


High Country Bancorp Change In Working Capital Historical Data

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The historical data trend for High Country Bancorp's Change In Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Country Bancorp Change In Working Capital Chart

High Country Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Change In Working Capital
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.76 1.94 -1.23 0.44 -4.68

High Country Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Working Capital Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
HCBC
61GF Score
High Country Bancorp Inc HCBC
Change In Working Capital is just one metric. See GF Score™, valuation, warning signs, and more.
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High Country Bancorp Change In Working Capital Calculation

Change In Working Capital for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities.

Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement.

Use Wal-Mart Stores Inc (Jan 2014, Annual Data) as an example: Source: Wal-Mart Stores Inc 2014-01-31 10-K from SEC

Consolidated Statements of Cash Flows Fiscal Years EndedJanuary 31,(Amounts in millions)
Cash flows from operating activities: 2014 2013 2012
Changes in certain assets and liabilities, net of effects of acquisitions:
Receivables, net (566) (614) (796)
Inventories (1,667) (2,759) (3,727)
Accounts payable 531 1,061 2,687
Accrued liabilities 103 271 (935)
Accrued income taxes (1,224) 981 994

For 2014-01-31, add all the items under 2014 collum together, Change in Working Capital was (566) + (1,667) + 531 + 103 + (1,224) = $ (2,823) Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Change In Working Capital of $0.00 Mil mean?
High Country Bancorp (HCBC) has a Change In Working Capital of $0.00 Mil as of Mar. 2026. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for High Country Bancorp.
Is High Country Bancorp's Change In Working Capital too high?
High Country Bancorp's current Change In Working Capital is $0.00 Mil. Overall, High Country Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Country Bancorp's Change In Working Capital compare to MBBC and HFBA?
High Country Bancorp's Change In Working Capital of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Working Capital for a Banks company?
A good Change In Working Capital depends on the Banks industry context. However, Change In Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Working Capital mean?
A high Change In Working Capital can signal that a stock is expensive relative to its fundamentals. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for High Country Bancorp. High Country Bancorp's current Change In Working Capital is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Country Bancorp stock overvalued right now?
Based on GuruFocus' analysis, High Country Bancorp (HCBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.97, compared to a current price of $46.83 — trading 20.2% above its estimated fair value. The current Change In Working Capital is $0.00 Mil. High Country Bancorp's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Working Capital calculated?
Change In Working Capital is calculated from a company's financial statements. For High Country Bancorp (HCBC), the current Change In Working Capital is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Country Bancorp (HCBC) Overvalued in 2026?

Based on GuruFocus' analysis, High Country Bancorp stock appears to be overvalued. The current stock price of $46.83 is trading 20.2% above its estimated GF Value™ of $38.97. GuruFocus considers High Country Bancorp to be Modestly Overvalued.

Key valuation signals for HCBC:

  • Change In Working Capital: $0.00 Mil
  • GF Value™: $38.97 vs. price of $46.83 (20.2% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the HCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


High Country Bancorp Business Description

Address 7360 West US Highway 50, P.O. Box 309, Salida, CO, USA, 81201
High Country Bancorp Inc is a bank holding company. Through its subsidiaries, it provides a variety of financial services mainly in Salida, Buena Vista, Canon City, and Longmont, Colorado. The group's primary deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and time deposit accounts. Its primary lending products are real estate mortgages, construction loans, consumer loans, and commercial loans. Additionally, it also offers online banking services. The group serves both individuals and business clients.
61GF Score

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Change In Working Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.83
Price
$38.97
GF Value