HCBC (High Country Bancorp) EPS (Basic): $4.65 (TTM As of Mar. 2026)


HCBC High Country Bancorp Inc HCBC
64 GF Score
Price $41.88
GF Value $38.67
Valuation Fairly Valued
! 5 Warning Signs
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What is High Country Bancorp EPS (Basic)?

High Country Bancorp HCBC 64 EPS (Basic) is $4.65 as of Mar. 2026. GuruFocus rates HCBC with a GF Score™ of 64/100 and a GF Value™ of $38.67 (Fairly Valued). The stock has 5 warning signs investors should review.

High Country Bancorp's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $1.30. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.65.

High Country Bancorp's EPS (Diluted) for the three months ended in Mar. 2026 was $1.22. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.38.

High Country Bancorp's EPS without NRI for the three months ended in Mar. 2026 was $1.22. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 4.38.

During the past 12 months, High Country Bancorp's average EPS without NRIGrowth Rate was 46.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was -4.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was -6.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was 4.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, High Country Bancorp's highest 3-Year average EPS without NRI Growth Rate was 44.20% per year. The lowest was -12.20% per year. And the median was 15.30% per year.

High Country Bancorp  (OTCPK:HCBC) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

High Country Bancorp EPS (Basic) Related Terms

High Country Bancorp EPS (Basic) Historical Data

* Premium members only.

The historical data trend for High Country Bancorp's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Country Bancorp EPS (Basic) Chart

High Country Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.10 4.43 4.77 3.45 3.78

High Country Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.24 0.97 0.79 1.59 1.30
HCBC
64GF Score
High Country Bancorp Inc HCBC
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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High Country Bancorp EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

High Country Bancorp's Basic EPS for the fiscal year that ended in Jun. 2025 is calculated as

Basic EPS (A: Jun. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(3.575-0)/0.945
=3.78

High Country Bancorp's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1.228-0)/0.948
=1.30

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $4.65 mean?
High Country Bancorp (HCBC) has a EPS (Basic) of $4.65 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on High Country Bancorp and its competitors.
Is High Country Bancorp's EPS (Basic) too high?
High Country Bancorp's current EPS (Basic) is $4.65. Overall, High Country Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does High Country Bancorp's EPS (Basic) compare to LKSB and EXCH?
High Country Bancorp's EPS (Basic) of $4.65 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on High Country Bancorp and its competitors. High Country Bancorp's current EPS (Basic) is $4.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Country Bancorp stock overvalued right now?
Based on GuruFocus' analysis, High Country Bancorp (HCBC) is currently considered Fairly Valued. The stock's GF Value™ is $38.67, compared to a current price of $41.88 — trading 8.3% above its estimated fair value. The current EPS (Basic) is $4.65. High Country Bancorp's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For High Country Bancorp (HCBC), the current EPS (Basic) is $4.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Country Bancorp (HCBC) Overvalued in 2026?

Based on GuruFocus' analysis, High Country Bancorp stock appears to be overvalued. The current stock price of $41.88 is trading 8.3% above its estimated GF Value™ of $38.67. GuruFocus considers High Country Bancorp to be Fairly Valued.

Key valuation signals for HCBC:

  • EPS (Basic): $4.65
  • GF Value™: $38.67 vs. price of $41.88 (8.3% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the HCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

High Country Bancorp Business Description

Address 7360 West US Highway 50, P.O. Box 309, Salida, CO, USA, 81201
High Country Bancorp Inc is a bank holding company. Through its subsidiaries, it provides a variety of financial services mainly in Salida, Buena Vista, Canon City, and Longmont, Colorado. The group's primary deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and time deposit accounts. Its primary lending products are real estate mortgages, construction loans, consumer loans, and commercial loans. Additionally, it also offers online banking services. The group serves both individuals and business clients.
64GF Score

Get the complete analysis for HCBC

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.88
Price
$38.67
GF Value