HCBC (High Country Bancorp) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


HCBC High Country Bancorp Inc HCBC
64 GF Score
Price $42.00
GF Value $38.71
Valuation Fairly Valued
! 5 Warning Signs
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What is High Country Bancorp ROC (Joel Greenblatt) %?

High Country Bancorp HCBC 64 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates HCBC with a GF Score™ of 64/100 and a GF Value™ of $38.71 (Fairly Valued). The stock has 5 warning signs investors should review. Among 47 Banks companies, High Country Bancorp ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

HCBC
64GF Score
High Country Bancorp Inc HCBC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
High Country Bancorp (HCBC) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on High Country Bancorp and its competitors. According to the industry distribution chart, High Country Bancorp ranks #999999 out of 47 companies in the Banks industry.
Is High Country Bancorp's ROC (Joel Greenblatt) % too high?
High Country Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, High Country Bancorp ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, High Country Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does High Country Bancorp's ROC (Joel Greenblatt) % compare to PNBI and SCYT?
According to the Banks industry distribution chart, High Country Bancorp ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places High Country Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 71.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 71.07, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on High Country Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 71.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. High Country Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Country Bancorp stock overvalued right now?
Based on GuruFocus' analysis, High Country Bancorp (HCBC) is currently considered Fairly Valued. The stock's GF Value™ is $38.71, compared to a current price of $42.00 — trading 8.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. High Country Bancorp's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For High Country Bancorp (HCBC), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Country Bancorp (HCBC) Overvalued in 2026?

Based on GuruFocus' analysis, High Country Bancorp stock appears to be overvalued. The current stock price of $42.00 is trading 8.5% above its estimated GF Value™ of $38.71. GuruFocus considers High Country Bancorp to be Fairly Valued.

Key valuation signals for HCBC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $38.71 vs. price of $42.00 (8.5% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the HCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

High Country Bancorp Business Description

Address 7360 West US Highway 50, P.O. Box 309, Salida, CO, USA, 81201
High Country Bancorp Inc is a bank holding company. Through its subsidiaries, it provides a variety of financial services mainly in Salida, Buena Vista, Canon City, and Longmont, Colorado. The group's primary deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and time deposit accounts. Its primary lending products are real estate mortgages, construction loans, consumer loans, and commercial loans. Additionally, it also offers online banking services. The group serves both individuals and business clients.
64GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.00
Price
$38.71
GF Value