HCBC (High Country Bancorp) Total Assets: $524.52 Mil (As of Mar. 2026)


HCBC High Country Bancorp Inc HCBC
64 GF Score
Price $42.00
GF Value $38.70
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is High Country Bancorp Total Assets?

High Country Bancorp HCBC 64 Total Assets is $524.52 Mil as of Mar. 2026. GuruFocus rates HCBC with a GF Score™ of 64/100 and a GF Value™ of $38.70 (Fairly Valued). The stock has 5 warning signs investors should review.

High Country Bancorp's Total Assets for the quarter that ended in Mar. 2026 was $524.52 Mil.

During the past 12 months, High Country Bancorp's average Total Assets Growth Rate was 6.20% per year. During the past 3 years, the average Total Assets Growth Rate was 15.10% per year. During the past 5 years, the average Total Assets Growth Rate was 11.40% per year. During the past 10 years, the average Total Assets Growth Rate was 10.80% per year.

During the past 13 years, High Country Bancorp's highest 3-Year average Total Assets Growth Rate was 17.60%. The lowest was 2.20%. And the median was 10.90%.

Total Assets is connected with ROA %. High Country Bancorp's annualized ROA % for the quarter that ended in Mar. 2026 was 0.93%. Total Assets is also linked to Revenue through Asset Turnover. High Country Bancorp's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.


High Country Bancorp  (OTCPK:HCBC) Total Assets Explanation

Total Assets is connected with ROA %.

High Country Bancorp's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=4.912/( (533.606+524.523)/ 2 )
=4.912/529.0645
=0.93 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

High Country Bancorp's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=6.316/( (533.606+524.523)/ 2 )
=6.316/529.0645
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

High Country Bancorp Total Assets Related Terms


High Country Bancorp Total Assets Historical Data

* Premium members only.

The historical data trend for High Country Bancorp's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Country Bancorp Total Assets Chart

High Country Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 404.26 455.39 439.93 480.43 513.90

High Country Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 503.89 513.90 522.53 533.61 524.52
HCBC
64GF Score
High Country Bancorp Inc HCBC
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

High Country Bancorp Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

High Country Bancorp's Total Assets for the fiscal year that ended in Jun. 2025 is calculated as

Total Assets=Total Equity (A: Jun. 2025 )+Total Liabilities (A: Jun. 2025 )
=41.915+471.989
=513.90

High Country Bancorp's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=44.165+480.358
=524.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $524.52 Mil mean?
High Country Bancorp (HCBC) has a Total Assets of $524.52 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on High Country Bancorp and its competitors.
Is High Country Bancorp's Total Assets too high?
High Country Bancorp's current Total Assets is $524.52 Mil. Overall, High Country Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does High Country Bancorp's Total Assets compare to PNBI and SCYT?
High Country Bancorp's Total Assets of $524.52 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on High Country Bancorp and its competitors. High Country Bancorp's current Total Assets is $524.52 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Country Bancorp stock overvalued right now?
Based on GuruFocus' analysis, High Country Bancorp (HCBC) is currently considered Fairly Valued. The stock's GF Value™ is $38.70, compared to a current price of $42.00 — trading 8.5% above its estimated fair value. The current Total Assets is $524.52 Mil. High Country Bancorp's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For High Country Bancorp (HCBC), the current Total Assets is $524.52 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Country Bancorp (HCBC) Overvalued in 2026?

Based on GuruFocus' analysis, High Country Bancorp stock appears to be overvalued. The current stock price of $42.00 is trading 8.5% above its estimated GF Value™ of $38.70. GuruFocus considers High Country Bancorp to be Fairly Valued.

Key valuation signals for HCBC:

  • Total Assets: $524.52 Mil
  • GF Value™: $38.70 vs. price of $42.00 (8.5% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the HCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


High Country Bancorp Business Description

Address 7360 West US Highway 50, P.O. Box 309, Salida, CO, USA, 81201
High Country Bancorp Inc is a bank holding company. Through its subsidiaries, it provides a variety of financial services mainly in Salida, Buena Vista, Canon City, and Longmont, Colorado. The group's primary deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and time deposit accounts. Its primary lending products are real estate mortgages, construction loans, consumer loans, and commercial loans. Additionally, it also offers online banking services. The group serves both individuals and business clients.
64GF Score

Get the complete analysis for HCBC

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.00
Price
$38.70
GF Value