HCBC (High Country Bancorp) YoY EPS Growth: 6.09% (As of Mar. 2026)

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HCBC High Country Bancorp Inc HCBC
61 GF Score
Price $46.83
GF Value $38.98
Valuation Modestly Overvalued
! 6 Warning Signs
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What is High Country Bancorp YoY EPS Growth?

High Country Bancorp HCBC 61 YoY EPS Growth is 6.09% as of Mar. 2026. GuruFocus rates HCBC with a GF Score™ of 61/100 and a GF Value™ of $38.98 (Modestly Overvalued). The stock has 6 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. High Country Bancorp's YoY EPS Growth for the quarter that ended in Mar. 2026 was 6.09%.

High Country Bancorp's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $1.22.

High Country Bancorp YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for High Country Bancorp's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Country Bancorp YoY EPS Growth Chart

High Country Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.77 -12.18 8.27 -28.76 11.36

High Country Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.24 145.95 -1.32 108.33 6.09
HCBC
61GF Score
High Country Bancorp Inc HCBC
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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High Country Bancorp YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

High Country Bancorp's YoY EPS Growth for the fiscal year that ended in Jun. 2025 is calculated as:

YoY EPS Growth (A: Jun. 2025 )
=(Earnings per Share (Diluted) (A: Jun. 2025 )-Earnings per Share (Diluted) (A: Jun. 2024 ))/ | Earnings per Share (Diluted) (A: Jun. 2024 ) |
=(3.53-3.17)/ | 3.17 |
=11.36 %

High Country Bancorp's YoY EPS Growth for the quarter that ended in Mar. 2026 is calculated as:

YoY EPS Growth (Q: Mar. 2026 )
=(Earnings per Share (Diluted) (Q: Mar. 2026 )-Earnings per Share (Diluted) (Q: Mar. 2025 )) / | Earnings per Share (Diluted) (Q: Mar. 2025 )) |
=(1.22-1.15)/ | 1.15 |
=6.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 6.09% mean?
High Country Bancorp (HCBC) has a YoY EPS Growth of 6.09% as of Mar. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for High Country Bancorp and its competitors.
Is High Country Bancorp's YoY EPS Growth too high?
High Country Bancorp's current YoY EPS Growth is 6.09%. Overall, High Country Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Country Bancorp's YoY EPS Growth compare to MBBC and HFBA?
High Country Bancorp's YoY EPS Growth of 6.09% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for High Country Bancorp and its competitors. High Country Bancorp's current YoY EPS Growth is 6.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Country Bancorp stock overvalued right now?
Based on GuruFocus' analysis, High Country Bancorp (HCBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.98, compared to a current price of $46.83 — trading 20.1% above its estimated fair value. The current YoY EPS Growth is 6.09%. High Country Bancorp's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For High Country Bancorp (HCBC), the current YoY EPS Growth is 6.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Country Bancorp (HCBC) Overvalued in 2026?

Based on GuruFocus' analysis, High Country Bancorp stock appears to be overvalued. The current stock price of $46.83 is trading 20.1% above its estimated GF Value™ of $38.98. GuruFocus considers High Country Bancorp to be Modestly Overvalued.

Key valuation signals for HCBC:

  • YoY EPS Growth: 6.09%
  • GF Value™: $38.98 vs. price of $46.83 (20.1% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the HCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

High Country Bancorp Business Description

Address 7360 West US Highway 50, P.O. Box 309, Salida, CO, USA, 81201
High Country Bancorp Inc is a bank holding company. Through its subsidiaries, it provides a variety of financial services mainly in Salida, Buena Vista, Canon City, and Longmont, Colorado. The group's primary deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and time deposit accounts. Its primary lending products are real estate mortgages, construction loans, consumer loans, and commercial loans. Additionally, it also offers online banking services. The group serves both individuals and business clients.
61GF Score

Get the complete analysis for HCBC

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.83
Price
$38.98
GF Value