HCBC (High Country Bancorp) Total Debt per Share: $38.11 (As of Mar. 2026)

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HCBC High Country Bancorp Inc HCBC
62 GF Score
Price $43.15
GF Value $38.80
Valuation Modestly Overvalued
! 5 Warning Signs
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What is High Country Bancorp Total Debt per Share?

High Country Bancorp HCBC -0.02% 62 Total Debt per Share is $38.11 as of Mar. 2026. GuruFocus rates HCBC with a GF Score™ of 62/100 and a GF Value™ of $38.80 (Modestly Overvalued). The stock has 5 warning signs investors should review.

$38.11 (As of Mar. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. High Country Bancorp's Total Debt Per Share for the quarter that ended in Mar. 2026 was $38.11.

High Country Bancorp Total Debt per Share Historical Data

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The historical data trend for High Country Bancorp's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Country Bancorp Total Debt per Share Chart

High Country Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 22.26 44.51 43.88

High Country Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.33 43.88 43.48 47.32 38.11
HCBC
62GF Score
High Country Bancorp Inc HCBC
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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High Country Bancorp Total Debt per Share Calculation

High Country Bancorp's Total Debt Per Share for the fiscal year that ended in Jun. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(44.10+0.00)/1.01
=43.88

High Country Bancorp's Total Debt Per Share for the quarter that ended in Mar. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(38.00+0.00)/1.00
=38.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $38.11 mean?
High Country Bancorp (HCBC) has a Total Debt per Share of $38.11 as of Mar. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on High Country Bancorp and its competitors.
Is High Country Bancorp's Total Debt per Share too high?
High Country Bancorp's current Total Debt per Share is $38.11. Overall, High Country Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Country Bancorp's Total Debt per Share compare to PNBI and SCYT?
High Country Bancorp's Total Debt per Share of $38.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on High Country Bancorp and its competitors. High Country Bancorp's current Total Debt per Share is $38.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Country Bancorp stock overvalued right now?
Based on GuruFocus' analysis, High Country Bancorp (HCBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.80, compared to a current price of $43.15 — trading 11.2% above its estimated fair value. The current Total Debt per Share is $38.11. High Country Bancorp's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For High Country Bancorp (HCBC), the current Total Debt per Share is $38.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Country Bancorp (HCBC) Overvalued in 2026?

Based on GuruFocus' analysis, High Country Bancorp stock appears to be overvalued. The current stock price of $43.15 is trading 11.2% above its estimated GF Value™ of $38.80. GuruFocus considers High Country Bancorp to be Modestly Overvalued.

Key valuation signals for HCBC:

  • Total Debt per Share: $38.11
  • GF Value™: $38.80 vs. price of $43.15 (11.2% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the HCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

High Country Bancorp Business Description

Address 7360 West US Highway 50, P.O. Box 309, Salida, CO, USA, 81201
High Country Bancorp Inc is a bank holding company. Through its subsidiaries, it provides a variety of financial services mainly in Salida, Buena Vista, Canon City, and Longmont, Colorado. The group's primary deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and time deposit accounts. Its primary lending products are real estate mortgages, construction loans, consumer loans, and commercial loans. Additionally, it also offers online banking services. The group serves both individuals and business clients.
62GF Score

Get the complete analysis for HCBC

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.15
Price
$38.80
GF Value