LBNW (Liberty Northwest Bancorp) Change In Receivables: $0.00 Mil (TTM As of Dec. 2025)

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LBNW Liberty Northwest Bancorp Inc LBNW
53 GF Score
Price $6.23
GF Value $4.92
! 3 Warning Signs
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What is Liberty Northwest Bancorp Change In Receivables?

Liberty Northwest Bancorp LBNW 53 Change In Receivables is $0.00 Mil as of Dec. 2025. GuruFocus rates LBNW with a GF Score™ of 53/100 and a GF Value™ of $4.92. The stock has 3 warning signs investors should review.

Liberty Northwest Bancorp's change in receivables for the quarter that ended in Dec. 2025 was $0.00 Mil. It means Liberty Northwest Bancorp's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Liberty Northwest Bancorp's change in receivables for the fiscal year that ended in Dec. 2025 was $-0.03 Mil. It means Liberty Northwest Bancorp's Accounts Receivable increased by $0.03 Mil from Dec. 2024 to Dec. 2025 .

Liberty Northwest Bancorp's Accounts Receivable for the quarter that ended in Dec. 2025 was $0.71 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Liberty Northwest Bancorp's liquidation value for the three months ended in Dec. 2025 was $-156.19 Mil.

Liberty Northwest Bancorp  (OTCPK:LBNW) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Liberty Northwest Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0.714/0*91
=

2. In Ben Graham's calculation of liquidation value, Liberty Northwest Bancorp's accounts receivable are only considered to be worth 75% of book value:

Liberty Northwest Bancorp's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=26.66-183.388+0.75 * 0.714+0.5 * 0
=-156.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Northwest Bancorp Change In Receivables Related Terms

Liberty Northwest Bancorp Change In Receivables Historical Data

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The historical data trend for Liberty Northwest Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Northwest Bancorp Change In Receivables Chart

Liberty Northwest Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial 0.14 -0.19 -0.07 0.08 -0.03

Liberty Northwest Bancorp Quarterly Data
Dec19 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
LBNW
53GF Score
Liberty Northwest Bancorp Inc LBNW
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Liberty Northwest Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.00 Mil mean?
Liberty Northwest Bancorp (LBNW) has a Change In Receivables of $0.00 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Liberty Northwest Bancorp and its competitors.
Is Liberty Northwest Bancorp's Change In Receivables too high?
Liberty Northwest Bancorp's current Change In Receivables is $0.00 Mil. Overall, Liberty Northwest Bancorp has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Liberty Northwest Bancorp's Change In Receivables compare to TDCB and FSGB?
Liberty Northwest Bancorp's Change In Receivables of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Liberty Northwest Bancorp and its competitors. Liberty Northwest Bancorp's current Change In Receivables is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Northwest Bancorp stock overvalued right now?
Liberty Northwest Bancorp (LBNW) has a current Change In Receivables of $0.00 Mil. The stock's GF Value™ is $4.92, compared to a current price of $6.23 — trading 26.6% above its estimated fair value. The current Change In Receivables is $0.00 Mil. Liberty Northwest Bancorp's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Liberty Northwest Bancorp (LBNW), the current Change In Receivables is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Northwest Bancorp (LBNW) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Northwest Bancorp stock appears to be overvalued. The current stock price of $6.23 is trading 26.6% above its estimated GF Value™ of $4.92.

Key valuation signals for LBNW:

  • Change In Receivables: $0.00 Mil
  • GF Value™: $4.92 vs. price of $6.23 (26.6% above fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the LBNW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Liberty Northwest Bancorp Business Description

Address 20150 7th Avenue NE, Poulsbo, WA, USA, 98370
Liberty Northwest Bancorp Inc. is a bank holding company whose wholly-owned subsidiary is Liberty Bank. The Bank provides a full range of banking services to individual and corporate customers through its main office in Poulsbo, Washington, and a leased space in Bellevue, Washington. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate loans, residential real estate loans, and commercial loans.
53GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.23
Price
$4.92
GF Value