LBNW (Liberty Northwest Bancorp) LT-Debt-to-Total-Asset: 0.14 (As of Dec. 2024)


LBNW Liberty Northwest Bancorp Inc LBNW
44 GF Score
Price $6.23
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What is Liberty Northwest Bancorp LT-Debt-to-Total-Asset?

Liberty Northwest Bancorp LBNW 44 LT-Debt-to-Total-Asset is 0.14 as of Dec. 2024. GuruFocus rates LBNW with a GF Score™ of 44/100.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Liberty Northwest Bancorp's long-term debt to total assests ratio for the quarter that ended in Dec. 2024 was 0.14.

Liberty Northwest Bancorp's long-term debt to total assets ratio declined from Sep. 2023 (0.17) to Dec. 2024 (0.14). It may suggest that Liberty Northwest Bancorp is progressively becoming less dependent on debt to grow their business.

Liberty Northwest Bancorp  (OTCPK:LBNW) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Liberty Northwest Bancorp LT-Debt-to-Total-Asset Related Terms

Liberty Northwest Bancorp LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Liberty Northwest Bancorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Northwest Bancorp LT-Debt-to-Total-Asset Chart

Liberty Northwest Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.18 0.06 0.20 0.16 0.14

Liberty Northwest Bancorp Quarterly Data
Dec19 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.16 0.18 0.16 0.14
LBNW
44GF Score
Liberty Northwest Bancorp Inc LBNW
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Liberty Northwest Bancorp LT-Debt-to-Total-Asset Calculation

Liberty Northwest Bancorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )/Total Assets (A: Dec. 2024 )
=26.461/186.884
=0.14

Liberty Northwest Bancorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (Q: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2024 )/Total Assets (Q: Dec. 2024 )
=26.461/186.884
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.14 mean?
Liberty Northwest Bancorp (LBNW) has a LT-Debt-to-Total-Asset of 0.14 as of Dec. 2024. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Liberty Northwest Bancorp and its competitors.
Is Liberty Northwest Bancorp's LT-Debt-to-Total-Asset too high?
Liberty Northwest Bancorp's current LT-Debt-to-Total-Asset is 0.14. Overall, Liberty Northwest Bancorp has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Liberty Northwest Bancorp's LT-Debt-to-Total-Asset compare to TDCB and FSGB?
Liberty Northwest Bancorp's LT-Debt-to-Total-Asset of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Liberty Northwest Bancorp and its competitors. Liberty Northwest Bancorp's current LT-Debt-to-Total-Asset is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Northwest Bancorp stock overvalued right now?
Liberty Northwest Bancorp (LBNW) has a current LT-Debt-to-Total-Asset of 0.14. The current LT-Debt-to-Total-Asset is 0.14. Liberty Northwest Bancorp's overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Liberty Northwest Bancorp (LBNW), the current LT-Debt-to-Total-Asset is 0.14 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Liberty Northwest Bancorp Business Description

Address 20150 7th Avenue NE, Poulsbo, WA, USA, 98370
Liberty Northwest Bancorp Inc. is a bank holding company whose wholly-owned subsidiary is Liberty Bank. The Bank provides a full range of banking services to individual and corporate customers through its main office in Poulsbo, Washington, and a leased space in Bellevue, Washington. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate loans, residential real estate loans, and commercial loans.
44GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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