LBNW (Liberty Northwest Bancorp) EV-to-FCF: (As of Sep. 02, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LBNW Liberty Northwest Bancorp Inc LBNW
53 GF Score
Price $6.23
GF Value $4.92
! 3 Warning Signs
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What is Liberty Northwest Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Liberty Northwest Bancorp's Enterprise Value is $6.26 Mil. Liberty Northwest Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil. Therefore, Liberty Northwest Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for Liberty Northwest Bancorp's EV-to-FCF or its related term are showing as below:

LBNW' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 3.9
Current: 3.9

During the past 7 years, the highest EV-to-FCF of Liberty Northwest Bancorp was 3.90. The lowest was 0.00. And the median was 0.00.

LBNW's EV-to-FCF is ranked better than
64.1% of 1184 companies
in the Banks industry
Industry Median: 6.98 vs LBNW: 3.90

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-02), Liberty Northwest Bancorp's stock price is $6.23. Liberty Northwest Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.014. Therefore, Liberty Northwest Bancorp's PE Ratio (TTM) for today is 445.00.


Liberty Northwest Bancorp  (OTCPK:LBNW) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Liberty Northwest Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=6.23/0.014
=445.00

Liberty Northwest Bancorp's share price for today is $6.23.
Liberty Northwest Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.014.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Liberty Northwest Bancorp EV-to-FCF Related Terms


Liberty Northwest Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Liberty Northwest Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Northwest Bancorp EV-to-FCF Chart

Liberty Northwest Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial 0.00 -11.80 84.49 68.01 3.83

Liberty Northwest Bancorp Quarterly Data
Dec19 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 84.49 0.00 0.00 68.01 3.83

LBNW vs TDCB, FSGB, GLBZ: EV-to-FCF Comparison

For the Banks - Regional subindustry, Liberty Northwest Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Northwest Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Liberty Northwest Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Liberty Northwest Bancorp's EV-to-FCF falls into.


LBNW
53GF Score
Liberty Northwest Bancorp Inc LBNW
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Liberty Northwest Bancorp EV-to-FCF Calculation

Liberty Northwest Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=6.263/0
=

Liberty Northwest Bancorp's current Enterprise Value is $6.26 Mil.
Liberty Northwest Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Liberty Northwest Bancorp (LBNW) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Northwest Bancorp stock appears to be overvalued. The current stock price of $6.23 is trading 26.6% above its estimated GF Value™ of $4.92.

Key valuation signals for LBNW:

  • EV-to-FCF:
  • GF Value™: $4.92 vs. price of $6.23 (26.6% above fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the LBNW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liberty Northwest Bancorp Business Description

Address 20150 7th Avenue NE, Poulsbo, WA, USA, 98370
Liberty Northwest Bancorp Inc. is a bank holding company whose wholly-owned subsidiary is Liberty Bank. The Bank provides a full range of banking services to individual and corporate customers through its main office in Poulsbo, Washington, and a leased space in Bellevue, Washington. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate loans, residential real estate loans, and commercial loans.
53GF Score

Get the complete analysis for LBNW

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.23
Price
$4.92
GF Value