LBNW (Liberty Northwest Bancorp) ROC %: % (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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LBNW Liberty Northwest Bancorp Inc LBNW
51 GF Score
Price $6.23
GF Value $4.93
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Liberty Northwest Bancorp ROC %?

Liberty Northwest Bancorp LBNW 51 ROC % is % as of Dec. 2025. GuruFocus rates LBNW with a GF Score™ of 51/100 and a GF Value™ of $4.93 (Modestly Overvalued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

LBNW
51GF Score
Liberty Northwest Bancorp Inc LBNW
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Liberty Northwest Bancorp (LBNW) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Liberty Northwest Bancorp and its competitors.
Is Liberty Northwest Bancorp's ROC % too high?
Liberty Northwest Bancorp's current ROC % is %. Overall, Liberty Northwest Bancorp has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liberty Northwest Bancorp's ROC % compare to TDCB and FSGB?
Liberty Northwest Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Liberty Northwest Bancorp and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Northwest Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Northwest Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Liberty Northwest Bancorp (LBNW) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.93, compared to a current price of $6.23 — trading 26.4% above its estimated fair value. The current ROC % is %. Liberty Northwest Bancorp's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Liberty Northwest Bancorp (LBNW), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Northwest Bancorp (LBNW) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Northwest Bancorp stock appears to be overvalued. The current stock price of $6.23 is trading 26.4% above its estimated GF Value™ of $4.93. GuruFocus considers Liberty Northwest Bancorp to be Modestly Overvalued.

Key valuation signals for LBNW:

  • ROC %: %
  • GF Value™: $4.93 vs. price of $6.23 (26.4% above fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the LBNW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Liberty Northwest Bancorp Business Description

Address 20150 7th Avenue NE, Poulsbo, WA, USA, 98370
Liberty Northwest Bancorp Inc. is a bank holding company whose wholly-owned subsidiary is Liberty Bank. The Bank provides a full range of banking services to individual and corporate customers through its main office in Poulsbo, Washington, and a leased space in Bellevue, Washington. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate loans, residential real estate loans, and commercial loans.
51GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.23
Price
$4.93
GF Value