Liberty Northwest Bancorp (Liberty Northwest Bancorp) Debt-to-Equity : 2.58 (As of Mar. 2024)

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What is Liberty Northwest Bancorp Debt-to-Equity?

Liberty Northwest Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $0.00 Mil. Liberty Northwest Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $33.09 Mil. Liberty Northwest Bancorp's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $12.80 Mil. Liberty Northwest Bancorp's debt to equity for the quarter that ended in Mar. 2024 was 2.58.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Liberty Northwest Bancorp's Debt-to-Equity or its related term are showing as below:

LBNW' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.73 Med: 2.43 Max: 3.09
Current: 2.58

During the past 5 years, the highest Debt-to-Equity Ratio of Liberty Northwest Bancorp was 3.09. The lowest was 0.73. And the median was 2.43.

LBNW's Debt-to-Equity is ranked worse than
89.65% of 1391 companies
in the Banks industry
Industry Median: 0.66 vs LBNW: 2.58

Liberty Northwest Bancorp Debt-to-Equity Historical Data

The historical data trend for Liberty Northwest Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Liberty Northwest Bancorp Debt-to-Equity Chart

Liberty Northwest Bancorp Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

1.04

2.55

0.88

3.09

2.35

Liberty Northwest Bancorp Quarterly Data
	Dec19	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial										2.68	2.65	2.52	2.35	2.58

Competitive Comparison of Liberty Northwest Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, Liberty Northwest Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Liberty Northwest Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Liberty Northwest Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Liberty Northwest Bancorp's Debt-to-Equity falls into.

Liberty Northwest Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Liberty Northwest Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	29.43)	/	12.547
	=	2.35

Liberty Northwest Bancorp's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	33.088)	/	12.804
	=	2.58

Liberty Northwest Bancorp (OTCPK:LBNW) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Liberty Northwest Bancorp Debt-to-Equity Related Terms

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Liberty Northwest Bancorp (Liberty Northwest Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Liberty Northwest Bancorp Inc (OTCPK:LBNW) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

20150 7th Avenue NE, Poulsbo, WA, USA, 98370

Website

https://www.libertybanknw.com

Liberty Northwest Bancorp Inc. is a bank holding company whose wholly-owned subsidiary is Liberty Bank. The Bank provides a full range of banking services to individual and corporate customers through its main office in Poulsbo, Washington, and a leased space in Bellevue, Washington. The bank's products include a wide variety of loans and deposits, in addition to retail and commercial digital and online banking services.

Liberty Northwest Bancorp (Liberty Northwest Bancorp) Headlines

From GuruFocus

Liberty Northwest Bancorp, Inc. Announces 2023 Second Quarter Financial Results

By Marketwired • 07-28-2023