LBNW (Liberty Northwest Bancorp) PE Ratio (TTM): 445.00 (As of Aug. 02, 2026) — 62% Above Median

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LBNW Liberty Northwest Bancorp Inc LBNW
48 GF Score
Price $6.23
GF Value $4.94
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Liberty Northwest Bancorp PE Ratio (TTM)?

Liberty Northwest Bancorp LBNW 48 PE Ratio (TTM) is 445.00 as of Aug. 02, 2026, which is 62% above its 10-year median of 275.00. GuruFocus rates LBNW with a GF Score™ of 48/100 and a GF Value™ of $4.94 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,445 Banks companies, Liberty Northwest Bancorp ranks worse than 99.45% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-08-02), Liberty Northwest Bancorp's share price is $6.23. Liberty Northwest Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.01. Therefore, Liberty Northwest Bancorp's PE Ratio (TTM) for today is 445.00.


The historical rank and industry rank for Liberty Northwest Bancorp's PE Ratio (TTM) or its related term are showing as below:

LBNW' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 22.83   Med: 275   Max: 445
Current: 445


During the past 7 years, the highest PE Ratio (TTM) of Liberty Northwest Bancorp was 445.00. The lowest was 22.83. And the median was 275.00.


LBNW's PE Ratio (TTM) is ranked worse than
99.45% of 1445 companies
in the Banks industry
Industry Median: 11.75 vs LBNW: 445.00

Liberty Northwest Bancorp's Earnings per Share (Diluted) for the three months ended in Dec. 2025 was $0.00. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.01.

As of today (2026-08-02), Liberty Northwest Bancorp's share price is $6.23. Liberty Northwest Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.01. Therefore, Liberty Northwest Bancorp's PE Ratio without NRI for today is 445.00.

During the past 7 years, Liberty Northwest Bancorp's highest PE Ratio without NRI was 445.00. The lowest was 22.83. And the median was 275.00.

Liberty Northwest Bancorp's EPS without NRI for the three months ended in Dec. 2025 was $0.00. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.01.

During the past 12 months, Liberty Northwest Bancorp's average EPS without NRI Growth Rate was -16250.00% per year.

During the past 7 years, Liberty Northwest Bancorp's highest 3-Year average EPS without NRI Growth Rate was 54.80% per year. The lowest was -75.20% per year. And the median was -59.80% per year.

Liberty Northwest Bancorp's EPS (Basic) for the three months ended in Dec. 2025 was $0.00. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.01.


Liberty Northwest Bancorp  (OTCPK:LBNW) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


Liberty Northwest Bancorp PE Ratio (TTM) Related Terms


Liberty Northwest Bancorp PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for Liberty Northwest Bancorp's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Northwest Bancorp PE Ratio (TTM) Chart

Liberty Northwest Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio (TTM)
Get a 7-Day Free Trial N/A 20.45 254.00 2,745.00 At Loss

Liberty Northwest Bancorp Quarterly Data
Dec19 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Dec25
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 254.00 204.17 275.56 2,745.00 At Loss

LBNW vs TDCB, FSGB, GLBZ: PE Ratio (TTM) Comparison

For the Banks - Regional subindustry, Liberty Northwest Bancorp's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Northwest Bancorp PE Ratio (TTM) vs Banks Industry

For the Banks industry and Financial Services sector, Liberty Northwest Bancorp's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where Liberty Northwest Bancorp's PE Ratio (TTM) falls into.


LBNW
48GF Score
Liberty Northwest Bancorp Inc LBNW
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liberty Northwest Bancorp PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Liberty Northwest Bancorp's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=6.23/0.014
=445.00

Liberty Northwest Bancorp's Share Price of today is $6.23.
Liberty Northwest Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.01.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 445.00 mean?
Liberty Northwest Bancorp (LBNW) has a PE Ratio (TTM) of 445.00 as of Aug. 02, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Liberty Northwest Bancorp and its competitors. This is 62% above median its historical median of 275.00. Over the past decade, Liberty Northwest Bancorp's PE Ratio (TTM) has ranged from 22.83 to 445.00. According to the industry distribution chart, Liberty Northwest Bancorp ranks #1437 out of 1445 companies in the Banks industry, placing it in the top 99.4%.
Is Liberty Northwest Bancorp's PE Ratio (TTM) too high?
Liberty Northwest Bancorp's current PE Ratio (TTM) of 445.00 is 62% above median its 10-year median of 275.00. Over the past 10 years, this metric has ranged from a low of 22.83 to a high of 445.00. The Banks industry median PE Ratio (TTM) is 11.75. Liberty Northwest Bancorp's value of 445.00 is 3687.2% above this industry median. Based on the distribution chart, Liberty Northwest Bancorp ranks #1437 out of 1445 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Liberty Northwest Bancorp has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liberty Northwest Bancorp's PE Ratio (TTM) compare to TDCB and FSGB?
According to the Banks industry distribution chart, Liberty Northwest Bancorp ranks #1437 out of 1445 companies for PE Ratio (TTM). This places Liberty Northwest Bancorp in the lower half of its industry. The industry median PE Ratio (TTM) is 11.75. Liberty Northwest Bancorp's value of 445.00 is 3687.2% above this benchmark. Historically, Liberty Northwest Bancorp's own PE Ratio (TTM) has ranged from 22.83 to 445.00 over the past decade. While the company's 10-year median is 275.00 vs. the industry median of 11.75, Liberty Northwest Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.75, based on 1,445 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liberty Northwest Bancorp's current PE Ratio (TTM) of 445.00 is 3687.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Liberty Northwest Bancorp and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Northwest Bancorp's current PE Ratio (TTM) is 445.00, which is 62% above median its own 10-year median of 275.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Northwest Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Liberty Northwest Bancorp (LBNW) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.94, compared to a current price of $6.23 — trading 26.1% above its estimated fair value. The current PE Ratio (TTM) is 445.00, which is 62% above median its 10-year median of 275.00 and 3687.2% above the Banks industry median of 11.75. Liberty Northwest Bancorp's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Liberty Northwest Bancorp (LBNW), the current PE Ratio (TTM) is 445.00 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Northwest Bancorp (LBNW) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Northwest Bancorp stock appears to be overvalued. The current stock price of $6.23 is trading 26.1% above its estimated GF Value™ of $4.94. GuruFocus considers Liberty Northwest Bancorp to be Modestly Overvalued.

Key valuation signals for LBNW:

  • PE Ratio (TTM): 445.00 (62% above median its 10-year median of 275.00)
  • GF Value™: $4.94 vs. price of $6.23 (26.1% above fair value)
  • GF Score™: 48/100 with 3 warning signs
  • Industry Position: 3687.2% above the Banks median (#1437 of 1445)

No single metric tells the full story. See the LBNW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liberty Northwest Bancorp Business Description

Address 20150 7th Avenue NE, Poulsbo, WA, USA, 98370
Liberty Northwest Bancorp Inc. is a bank holding company whose wholly-owned subsidiary is Liberty Bank. The Bank provides a full range of banking services to individual and corporate customers through its main office in Poulsbo, Washington, and a leased space in Bellevue, Washington. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate loans, residential real estate loans, and commercial loans.
48GF Score

Get the complete analysis for LBNW

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.23
Price
$4.94
GF Value