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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Liberty Northwest Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liberty Northwest Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Liberty Northwest Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Liberty Northwest Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liberty Northwest Bancorp (LBNW) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Liberty Northwest Bancorp and its competitors. According to the industry distribution chart, Liberty Northwest Bancorp ranks #292 out of 1502 companies in the Banks industry, placing it in the top 19.4%.
Is Liberty Northwest Bancorp's FCF Margin % too high?
Liberty Northwest Bancorp's current FCF Margin % is 0.00%. Based on the distribution chart, Liberty Northwest Bancorp ranks #292 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Liberty Northwest Bancorp has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liberty Northwest Bancorp's FCF Margin % compare to TDCB and FSGB?
According to the Banks industry distribution chart, Liberty Northwest Bancorp ranks #292 out of 1502 companies for FCF Margin %. This places Liberty Northwest Bancorp in the top 19% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.43. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.43, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Liberty Northwest Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Northwest Bancorp's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Northwest Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Liberty Northwest Bancorp (LBNW) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.93, compared to a current price of $6.23 — trading 26.4% above its estimated fair value. The current FCF Margin % is 0.00%. Liberty Northwest Bancorp's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Liberty Northwest Bancorp (LBNW), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liberty Northwest Bancorp (LBNW) Overvalued in 2026?
Based on GuruFocus' analysis, Liberty Northwest Bancorp stock appears to be overvalued.
The current stock price of $6.23 is trading 26.4% above its estimated GF Value™ of $4.93.
GuruFocus considers Liberty Northwest Bancorp to be Modestly Overvalued.
Key valuation signals for LBNW:
FCF Margin %: 0.00%
GF Value™: $4.93 vs. price of $6.23 (26.4% above fair value)
No single metric tells the full story. See the LBNW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liberty Northwest Bancorp Inc. is a bank holding company whose wholly-owned subsidiary is Liberty Bank. The Bank provides a full range of banking services to individual and corporate customers through its main office in Poulsbo, Washington, and a leased space in Bellevue, Washington. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate loans, residential real estate loans, and commercial loans.
51GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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