LBNW (Liberty Northwest Bancorp) Net Loan: $155.60 Mil (As of Dec. 2025)

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LBNW Liberty Northwest Bancorp Inc LBNW
53 GF Score
Price $6.23
GF Value $4.93
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Liberty Northwest Bancorp Net Loan?

Liberty Northwest Bancorp LBNW 53 Net Loan is $155.60 Mil as of Dec. 2025. GuruFocus rates LBNW with a GF Score™ of 53/100 and a GF Value™ of $4.93 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Liberty Northwest Bancorp's quarterly net loan declined from Jun. 2024 ($143.21 Mil) to Dec. 2024 ($141.56 Mil) but then increased from Dec. 2024 ($141.56 Mil) to Dec. 2025 ($155.60 Mil).

Liberty Northwest Bancorp's annual net loan declined from Dec. 2023 ($142.88 Mil) to Dec. 2024 ($141.56 Mil) but then increased from Dec. 2024 ($141.56 Mil) to Dec. 2025 ($155.60 Mil).

Liberty Northwest Bancorp Net Loan Historical Data

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The historical data trend for Liberty Northwest Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Northwest Bancorp Net Loan Chart

Liberty Northwest Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 119.12 144.95 142.88 141.56 155.60

Liberty Northwest Bancorp Quarterly Data
Dec19 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 142.88 141.34 143.21 141.56 155.60
LBNW
53GF Score
Liberty Northwest Bancorp Inc LBNW
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Liberty Northwest Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $155.60 Mil mean?
Liberty Northwest Bancorp (LBNW) has a Net Loan of $155.60 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Liberty Northwest Bancorp and its competitors.
Is Liberty Northwest Bancorp's Net Loan too high?
Liberty Northwest Bancorp's current Net Loan is $155.60 Mil. Overall, Liberty Northwest Bancorp has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liberty Northwest Bancorp's Net Loan compare to TDCB and FSGB?
Liberty Northwest Bancorp's Net Loan of $155.60 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Liberty Northwest Bancorp and its competitors. Liberty Northwest Bancorp's current Net Loan is $155.60 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Northwest Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Liberty Northwest Bancorp (LBNW) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.93, compared to a current price of $6.23 — trading 26.4% above its estimated fair value. The current Net Loan is $155.60 Mil. Liberty Northwest Bancorp's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Liberty Northwest Bancorp (LBNW), the current Net Loan is $155.60 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Northwest Bancorp (LBNW) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Northwest Bancorp stock appears to be overvalued. The current stock price of $6.23 is trading 26.4% above its estimated GF Value™ of $4.93. GuruFocus considers Liberty Northwest Bancorp to be Modestly Overvalued.

Key valuation signals for LBNW:

  • Net Loan: $155.60 Mil
  • GF Value™: $4.93 vs. price of $6.23 (26.4% above fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the LBNW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Liberty Northwest Bancorp Business Description

Address 20150 7th Avenue NE, Poulsbo, WA, USA, 98370
Liberty Northwest Bancorp Inc. is a bank holding company whose wholly-owned subsidiary is Liberty Bank. The Bank provides a full range of banking services to individual and corporate customers through its main office in Poulsbo, Washington, and a leased space in Bellevue, Washington. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate loans, residential real estate loans, and commercial loans.
53GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.23
Price
$4.93
GF Value