LBNW (Liberty Northwest Bancorp) Scaled Net Operating Assets: 0.13 (As of Dec. 2024)


LBNW Liberty Northwest Bancorp Inc LBNW
44 GF Score
Price $6.23
View Full Analysis

What is Liberty Northwest Bancorp Scaled Net Operating Assets?

Liberty Northwest Bancorp LBNW 44 Scaled Net Operating Assets is 0.13 as of Dec. 2024. GuruFocus rates LBNW with a GF Score™ of 44/100.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Liberty Northwest Bancorp's operating assets for the quarter that ended in Dec. 2024 was $170.89 Mil. Liberty Northwest Bancorp's operating liabilities for the quarter that ended in Dec. 2024 was $146.29 Mil. Liberty Northwest Bancorp's Total Assets for the quarter that ended in Jun. 2024 was $190.81 Mil. Therefore, Liberty Northwest Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2024 was 0.13.

LBNW
44GF Score
Liberty Northwest Bancorp Inc LBNW
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liberty Northwest Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Liberty Northwest Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2024 )
=(Operating Assets (A: Dec. 2024 )-Operating Liabilities (A: Dec. 2024 ))/Total Assets (A: Dec. 2023 )
=(170.888-146.292)/184.997
=0.13

where

Operating Assets(A: Dec. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=186.884 - 15.996
=170.888

Operating Liabilities(A: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=172.753 - 26.461 - 0
=146.292

Liberty Northwest Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2024 )
=(Operating Assets (Q: Dec. 2024 )-Operating Liabilities (Q: Dec. 2024 ))/Total Assets (Q: Jun. 2024 )
=(170.888-146.292)/190.808
=0.13

where

Operating Assets(Q: Dec. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=186.884 - 15.996
=170.888

Operating Liabilities(Q: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=172.753 - 26.461 - 0
=146.292

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.13 mean?
Liberty Northwest Bancorp (LBNW) has a Scaled Net Operating Assets of 0.13 as of Dec. 2024. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Liberty Northwest Bancorp and its competitors.
Is Liberty Northwest Bancorp's Scaled Net Operating Assets too high?
Liberty Northwest Bancorp's current Scaled Net Operating Assets is 0.13. Overall, Liberty Northwest Bancorp has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Liberty Northwest Bancorp's Scaled Net Operating Assets compare to TDCB and FSGB?
Liberty Northwest Bancorp's Scaled Net Operating Assets of 0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Liberty Northwest Bancorp and its competitors. Liberty Northwest Bancorp's current Scaled Net Operating Assets is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Northwest Bancorp stock overvalued right now?
Liberty Northwest Bancorp (LBNW) has a current Scaled Net Operating Assets of 0.13. The current Scaled Net Operating Assets is 0.13. Liberty Northwest Bancorp's overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Liberty Northwest Bancorp (LBNW), the current Scaled Net Operating Assets is 0.13 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Liberty Northwest Bancorp Business Description

Address 20150 7th Avenue NE, Poulsbo, WA, USA, 98370
Liberty Northwest Bancorp Inc. is a bank holding company whose wholly-owned subsidiary is Liberty Bank. The Bank provides a full range of banking services to individual and corporate customers through its main office in Poulsbo, Washington, and a leased space in Bellevue, Washington. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate loans, residential real estate loans, and commercial loans.
44GF Score

Get the complete analysis for LBNW

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.23
Price