J Trust Co (STU:4JT) Change In Receivables: €98.0 Mil (TTM As of Jun. 2026)

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STU:4JT J Trust Co Ltd STU:4JT
67 GF Score
Price €2.30
GF Value €1.43
! 9 Warning Signs
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What is J Trust Co Change In Receivables?

J Trust Co STU:4JT 67 Change In Receivables is €98.0 Mil as of Jun. 2026. GuruFocus rates STU:4JT with a GF Score™ of 67/100 and a GF Value™ of €1.43. The stock has 9 warning signs investors should review.

J Trust Co's change in receivables for the quarter that ended in Jun. 2026 was €-140.5 Mil. It means J Trust Co's Accounts Receivable increased by €140.5 Mil from Mar. 2026 to Jun. 2026 .

J Trust Co's change in receivables for the fiscal year that ended in Dec. 2025 was €-180.7 Mil. It means J Trust Co's Accounts Receivable increased by €180.7 Mil from Dec. 2024 to Dec. 2025 .

J Trust Co's Accounts Receivable for the quarter that ended in Jun. 2026 was € Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. J Trust Co's Days Sales Outstanding for the three months ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. J Trust Co's liquidation value for the three months ended in Jun. 2026 was €-5,180.9 Mil.

J Trust Co  (STU:4JT) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

J Trust Co's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=/171.46834307715*91
=0.00

2. In Ben Graham's calculation of liquidation value, J Trust Co's accounts receivable are only considered to be worth 75% of book value:

J Trust Co's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=628.70115602854-5853.208731332+0.75 * +0.5 * 87.232002859621
=-5,180.9

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J Trust Co Change In Receivables Related Terms

J Trust Co Change In Receivables Historical Data

* Premium members only.

The historical data trend for J Trust Co's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J Trust Co Change In Receivables Chart

J Trust Co Annual Data
Trend Mar16 Mar17 Mar18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -604.79 -653.25 -14.25 -250.11 -180.73

J Trust Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -91.79 156.15 -19.30 101.65 -140.52
STU:4JT
67GF Score
J Trust Co Ltd STU:4JT
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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J Trust Co Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €98.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of €98.0 Mil mean?
J Trust Co (STU:4JT) has a Change In Receivables of €98.0 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for J Trust Co and its competitors.
Is J Trust Co's Change In Receivables too high?
J Trust Co's current Change In Receivables is €98.0 Mil. Overall, J Trust Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Change In Receivables compare to FRHC and VOYA?
J Trust Co's Change In Receivables of €98.0 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Diversified Financial Services company?
A good Change In Receivables depends on the Diversified Financial Services industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for J Trust Co and its competitors. J Trust Co's current Change In Receivables is €98.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
J Trust Co (STU:4JT) has a current Change In Receivables of €98.0 Mil. The stock's GF Value™ is €1.43, compared to a current price of €2.30 — trading 60.8% above its estimated fair value. The current Change In Receivables is €98.0 Mil. J Trust Co's overall GF Score™ is 67/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For J Trust Co (STU:4JT), the current Change In Receivables is €98.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is J Trust Co (STU:4JT) Overvalued in 2026?

Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued. The current stock price of €2.30 is trading 60.8% above its estimated GF Value™ of €1.43.

Key valuation signals for STU:4JT:

  • Change In Receivables: €98.0 Mil
  • GF Value™: €1.43 vs. price of €2.30 (60.8% above fair value)
  • GF Score™: 67/100 with 9 warning signs

No single metric tells the full story. See the STU:4JT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

J Trust Co Business Description

Other Exchanges 8508:Japan
Address Toranomon First Garden 1-7-12 Toranomon, Minato-Ku, Tokyo, JPN, 105-0001
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
67GF Score

Get the complete analysis for STU:4JT

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€1.43
GF Value