J Trust Co (STU:4JT) Debt-to-EBITDA : N/A (As of Jun. 2026)

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STU:4JT J Trust Co Ltd STU:4JT
61 GF Score
Price €2.30
GF Value €1.20
! 8 Warning Signs
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What is J Trust Co Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

J Trust Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0.0 Mil. J Trust Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €436.7 Mil. J Trust Co's annualized EBITDA for the quarter that ended in Jun. 2026 was €0.0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for J Trust Co's Debt-to-EBITDA or its related term are showing as below:

STU:4JT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.92   Med: 7.93   Max: 1296.89
Current: 4.66

During the past 13 years, the highest Debt-to-EBITDA Ratio of J Trust Co was 1296.89. The lowest was -2.92. And the median was 7.93.

STU:4JT's Debt-to-EBITDA is ranked better than
62.71% of 118 companies
in the Diversified Financial Services industry
Industry Median: 6.765 vs STU:4JT: 4.66

J Trust Co  (STU:4JT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


J Trust Co Debt-to-EBITDA Related Terms


J Trust Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for J Trust Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J Trust Co Debt-to-EBITDA Chart

J Trust Co Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.36 1.78 3.95 5.01 5.11

J Trust Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.31 6.28 3.43 4.04 N/A

STU:4JT vs FRHC, VOYA: Debt-to-EBITDA Comparison

For the Financial Conglomerates subindustry, J Trust Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J Trust Co Debt-to-EBITDA vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where J Trust Co's Debt-to-EBITDA falls into.


STU:4JT
61GF Score
J Trust Co Ltd STU:4JT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

J Trust Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

J Trust Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 444.612) / 87.019
=5.11

J Trust Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 436.678) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is J Trust Co (STU:4JT) Overvalued in 2026?

Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued. The current stock price of €2.30 is trading 91.7% above its estimated GF Value™ of €1.20.

Key valuation signals for STU:4JT:

  • Debt-to-EBITDA: N/A
  • GF Value™: €1.20 vs. price of €2.30 (91.7% above fair value)
  • GF Score™: 61/100 with 8 warning signs

No single metric tells the full story. See the STU:4JT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


J Trust Co Business Description

Other Exchanges 8508:Japan
Address Toranomon First Garden 1-7-12 Toranomon, Minato-Ku, Tokyo, JPN, 105-0001
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score

Get the complete analysis for STU:4JT

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€1.20
GF Value