J Trust Co (STU:4JT) Cyclically Adjusted PS Ratio: (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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STU:4JT J Trust Co Ltd STU:4JT
61 GF Score
Price €2.30
GF Value €1.30
! 13 Warning Signs
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What is J Trust Co Cyclically Adjusted PS Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PS Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


J Trust Co  (STU:4JT) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


J Trust Co Cyclically Adjusted PS Ratio Related Terms


J Trust Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for J Trust Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J Trust Co Cyclically Adjusted PS Ratio Chart

J Trust Co Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 0.80 0.69 0.67 0.63

J Trust Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.59 0.63 0.70 0.00

STU:4JT vs FRHC, VOYA: Cyclically Adjusted PS Ratio Comparison

For the Financial Conglomerates subindustry, J Trust Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J Trust Co Cyclically Adjusted PS Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where J Trust Co's Cyclically Adjusted PS Ratio falls into.


STU:4JT
61GF Score
J Trust Co Ltd STU:4JT
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

J Trust Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

J Trust Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, J Trust Co's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/113.6000*113.6000
=0.000

Current CPI (Jun. 2026) = 113.6000.

J Trust Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.573 98.000 1.823
201612 1.963 98.400 2.266
201703 0.220 98.100 0.255
201706 1.375 98.500 1.586
201709 1.284 98.800 1.476
201712 1.621 99.400 1.853
201803 1.288 99.200 1.475
201806 1.312 99.200 1.502
201809 1.424 99.900 1.619
201812 1.414 99.700 1.611
201903 1.514 99.700 1.725
201906 1.419 99.800 1.615
201909 1.438 100.100 1.632
201912 1.097 100.500 1.240
202003 0.874 100.300 0.990
202006 0.827 99.900 0.940
202009 0.753 99.900 0.856
202012 0.774 99.300 0.885
202103 0.720 99.900 0.819
202106 0.751 99.500 0.857
202109 0.744 100.100 0.844
202112 0.859 100.100 0.975
202203 0.893 101.100 1.003
202206 1.291 101.800 1.441
202209 1.407 103.100 1.550
202212 1.502 104.100 1.639
202303 1.399 104.400 1.522
202306 1.310 105.200 1.415
202309 1.428 106.200 1.528
202312 1.378 106.800 1.466
202403 1.411 107.200 1.495
202406 1.460 108.200 1.533
202409 1.461 108.900 1.524
202412 1.398 110.700 1.435
202503 1.435 111.100 1.467
202506 1.359 111.700 1.382
202509 1.356 112.000 1.375
202512 1.326 113.000 1.333
202603 1.271 112.700 1.281
202606 0.000 113.600 0.000

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is J Trust Co (STU:4JT) Overvalued in 2026?

Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued. The current stock price of €2.30 is trading 76.9% above its estimated GF Value™ of €1.30.

Key valuation signals for STU:4JT:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €1.30 vs. price of €2.30 (76.9% above fair value)
  • GF Score™: 61/100 with 13 warning signs

No single metric tells the full story. See the STU:4JT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


J Trust Co Business Description

Other Exchanges 8508:Japan
Address Toranomon First Garden 1-7-12 Toranomon, Minato-Ku, Tokyo, JPN, 105-0001
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score

Get the complete analysis for STU:4JT

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€1.30
GF Value