J Trust Co (STU:4JT) Cyclically Adjusted Book per Share: €0.00 (As of Mar. 2026)

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STU:4JT J Trust Co Ltd STU:4JT
61 GF Score
Price €2.30
GF Value €1.29
! 13 Warning Signs
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What is J Trust Co Cyclically Adjusted Book per Share?

J Trust Co STU:4JT 61 Cyclically Adjusted Book per Share is €0.00 as of Mar. 2026. GuruFocus rates STU:4JT with a GF Score™ of 61/100 and a GF Value™ of €1.29. The stock has 13 warning signs investors should review.

Note: As Cyclically Adjusted Book per Share is a main component used to calculate Cyclically Adjusted PB Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation section below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

J Trust Co's adjusted book value per share for the three months ended in Mar. 2026 was €6.549. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, J Trust Co's average Cyclically Adjusted Book Growth Rate was -2.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 1.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 3.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of J Trust Co was 7.40% per year. The lowest was 1.50% per year. And the median was 4.40% per year.

As of today (2026-07-23), J Trust Co's current stock price is €2.30. J Trust Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €0.00. J Trust Co's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of J Trust Co was 1.13. The lowest was 0.17. And the median was 0.36.


J Trust Co  (STU:4JT) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of J Trust Co was 1.13. The lowest was 0.17. And the median was 0.36.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


J Trust Co Cyclically Adjusted Book per Share Related Terms


J Trust Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for J Trust Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J Trust Co Cyclically Adjusted Book per Share Chart

J Trust Co Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.23 8.89 8.08 7.59 6.66

J Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.74 7.26 7.11 6.66 0.00

STU:4JT vs VOYA, FRHC: Cyclically Adjusted Book per Share Comparison

For the Financial Conglomerates subindustry, J Trust Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J Trust Co Cyclically Adjusted PB Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where J Trust Co's Cyclically Adjusted PB Ratio falls into.


STU:4JT
61GF Score
J Trust Co Ltd STU:4JT
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

J Trust Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, J Trust Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.549/112.7000*112.7000
=6.549

Current CPI (Mar. 2026) = 112.7000.

J Trust Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 12.002 98.100 13.788
201609 11.134 98.000 12.804
201612 11.886 98.400 13.613
201703 12.089 98.100 13.888
201706 11.773 98.500 13.470
201709 11.306 98.800 12.897
201712 11.062 99.400 12.542
201803 10.719 99.200 12.178
201806 10.443 99.200 11.864
201809 10.242 99.900 11.554
201812 7.944 99.700 8.980
201903 7.835 99.700 8.857
201906 7.891 99.800 8.911
201909 7.857 100.100 8.846
201912 7.790 100.500 8.736
202003 7.455 100.300 8.377
202006 7.506 99.900 8.468
202009 7.307 99.900 8.243
202012 6.852 99.300 7.777
202103 7.153 99.900 8.070
202106 6.974 99.500 7.899
202109 7.001 100.100 7.882
202112 7.025 100.100 7.909
202203 7.413 101.100 8.264
202206 7.166 101.800 7.933
202209 7.214 103.100 7.886
202212 7.029 104.100 7.610
202303 7.016 104.400 7.574
202306 7.285 105.200 7.804
202309 7.194 106.200 7.634
202312 7.032 106.800 7.420
202403 6.863 107.200 7.215
202406 6.901 108.200 7.188
202409 7.242 108.900 7.495
202412 7.354 110.700 7.487
202503 6.961 111.100 7.061
202506 6.840 111.700 6.901
202509 6.643 112.000 6.685
202512 6.657 113.000 6.639
202603 6.549 112.700 6.549

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €0.00 mean?
J Trust Co (STU:4JT) has a Cyclically Adjusted Book per Share of €0.00 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on J Trust Co and its competitors.
Is J Trust Co's Cyclically Adjusted Book per Share too high?
J Trust Co's current Cyclically Adjusted Book per Share is €0.00. Overall, J Trust Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Cyclically Adjusted Book per Share compare to VOYA and FRHC?
J Trust Co's Cyclically Adjusted Book per Share of €0.00 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Diversified Financial Services company?
A good Cyclically Adjusted Book per Share depends on the Diversified Financial Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on J Trust Co and its competitors. J Trust Co's current Cyclically Adjusted Book per Share is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
J Trust Co (STU:4JT) has a current Cyclically Adjusted Book per Share of €0.00. The stock's GF Value™ is €1.29, compared to a current price of €2.30 — trading 78.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is €0.00. J Trust Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For J Trust Co (STU:4JT), the current Cyclically Adjusted Book per Share is €0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is J Trust Co (STU:4JT) Overvalued in 2026?

Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued. The current stock price of €2.30 is trading 78.3% above its estimated GF Value™ of €1.29.

Key valuation signals for STU:4JT:

  • Cyclically Adjusted Book per Share: €0.00
  • GF Value™: €1.29 vs. price of €2.30 (78.3% above fair value)
  • GF Score™: 61/100 with 13 warning signs

No single metric tells the full story. See the STU:4JT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


J Trust Co Business Description

Other Exchanges 8508:Japan
Address Toranomon First Garden 1-7-12 Toranomon, Minato-Ku, Tokyo, JPN, 105-0001
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score

Get the complete analysis for STU:4JT

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€1.29
GF Value