J Trust Co (STU:4JT) ROC (Joel Greenblatt) %: 0.00% (As of Jun. 2026)

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STU:4JT J Trust Co Ltd STU:4JT
61 GF Score
Price €2.30
GF Value €1.30
! 13 Warning Signs
View Full Analysis

What is J Trust Co ROC (Joel Greenblatt) %?

J Trust Co STU:4JT 61 ROC (Joel Greenblatt) % is 0.00% as of Jun. 2026. GuruFocus rates STU:4JT with a GF Score™ of 61/100 and a GF Value™ of €1.30. The stock has 13 warning signs investors should review. Among 304 Diversified Financial Services companies, J Trust Co ranks better than 69.74% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. J Trust Co's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 0.00%.

The historical rank and industry rank for J Trust Co's ROC (Joel Greenblatt) % or its related term are showing as below:

STU:4JT' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -31.16   Med: 8.45   Max: 40.08
Current: 15.71

During the past 13 years, J Trust Co's highest ROC (Joel Greenblatt) % was 40.08%. The lowest was -31.16%. And the median was 8.45%.

STU:4JT's ROC (Joel Greenblatt) % is ranked better than
69.74% of 304 companies
in the Diversified Financial Services industry
Industry Median: -271.525 vs STU:4JT: 15.71

J Trust Co's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


J Trust Co  (STU:4JT) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


J Trust Co ROC (Joel Greenblatt) % Related Terms


J Trust Co ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for J Trust Co's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J Trust Co ROC (Joel Greenblatt) % Chart

J Trust Co Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.93 38.26 15.43 11.43 13.27

J Trust Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.24 9.79 22.54 17.07 0.00

STU:4JT vs FRHC, VOYA: ROC (Joel Greenblatt) % Comparison

For the Financial Conglomerates subindustry, J Trust Co's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J Trust Co ROC (Joel Greenblatt) % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, J Trust Co's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where J Trust Co's ROC (Joel Greenblatt) % falls into.


STU:4JT
61GF Score
J Trust Co Ltd STU:4JT
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

J Trust Co ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(404.327 + 90.625 + 3.3309999999992) - (82.143 + 0 + 0)
=416.14

Working Capital(Q: Jun. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(397.94 + 87.513 + 3.4340000000002) - (88.468 + 0 + 0)
=400.419

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of J Trust Co for the quarter that ended in Jun. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Jun. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2026  Q: Jun. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=0/( ( (79.096 + max(416.14, 0)) + (74.533 + max(400.419, 0)) )/ 2 )
=0/( ( 495.236 + 474.952 )/ 2 )
=0/485.094
=0.00 %

Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 0.00% mean?
J Trust Co (STU:4JT) has a ROC (Joel Greenblatt) % of 0.00% as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on J Trust Co and its competitors. According to the industry distribution chart, J Trust Co ranks #92 out of 304 companies in the Diversified Financial Services industry, placing it in the top 30.3%.
Is J Trust Co's ROC (Joel Greenblatt) % too high?
J Trust Co's current ROC (Joel Greenblatt) % is 0.00%. Based on the distribution chart, J Trust Co ranks #92 out of 304 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, J Trust Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's ROC (Joel Greenblatt) % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, J Trust Co ranks #92 out of 304 companies for ROC (Joel Greenblatt) %. This puts J Trust Co in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Diversified Financial Services company?
A good ROC (Joel Greenblatt) % depends on the Diversified Financial Services industry context. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on J Trust Co and its competitors. J Trust Co's current ROC (Joel Greenblatt) % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
J Trust Co (STU:4JT) has a current ROC (Joel Greenblatt) % of 0.00%. The stock's GF Value™ is €1.30, compared to a current price of €2.30 — trading 76.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is 0.00%. J Trust Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For J Trust Co (STU:4JT), the current ROC (Joel Greenblatt) % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is J Trust Co (STU:4JT) Overvalued in 2026?

Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued. The current stock price of €2.30 is trading 76.9% above its estimated GF Value™ of €1.30.

Key valuation signals for STU:4JT:

  • ROC (Joel Greenblatt) %: 0.00%
  • GF Value™: €1.30 vs. price of €2.30 (76.9% above fair value)
  • GF Score™: 61/100 with 13 warning signs

No single metric tells the full story. See the STU:4JT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


J Trust Co Business Description

Other Exchanges 8508:Japan
Address Toranomon First Garden 1-7-12 Toranomon, Minato-Ku, Tokyo, JPN, 105-0001
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score

Get the complete analysis for STU:4JT

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€1.30
GF Value