J Trust Co (STU:4JT) Cyclically Adjusted FCF per Share: €-3.48 (As of Jun. 2026)

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STU:4JT J Trust Co Ltd STU:4JT
67 GF Score
Price €2.30
GF Value €1.43
! 9 Warning Signs
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What is J Trust Co Cyclically Adjusted FCF per Share?

J Trust Co STU:4JT 67 Cyclically Adjusted FCF per Share is €-3.48 as of Jun. 2026. GuruFocus rates STU:4JT with a GF Score™ of 67/100 and a GF Value™ of €1.43. The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

J Trust Co's adjusted free cash flow per share for the three months ended in Jun. 2026 was €-0.212. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €-3.48 for the trailing ten years ended in Jun. 2026.

During the past 12 months, J Trust Co's average Cyclically Adjusted FCF Growth Rate was -100.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of J Trust Co was 80.20% per year. The lowest was 28.50% per year. And the median was 54.35% per year.

As of today (2026-09-16), J Trust Co's current stock price is €2.30. J Trust Co's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €-3.48. J Trust Co's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of J Trust Co was 310.38. The lowest was 1.90. And the median was 26.10.


J Trust Co  (STU:4JT) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of J Trust Co was 310.38. The lowest was 1.90. And the median was 26.10.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


J Trust Co Cyclically Adjusted FCF per Share Related Terms


J Trust Co Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for J Trust Co's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J Trust Co Cyclically Adjusted FCF per Share Chart

J Trust Co Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

J Trust Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.59 -3.60 -3.46 -3.45 -3.48

STU:4JT vs FRHC, VOYA: Cyclically Adjusted FCF per Share Comparison

For the Financial Conglomerates subindustry, J Trust Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J Trust Co Cyclically Adjusted Price-to-FCF vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where J Trust Co's Cyclically Adjusted Price-to-FCF falls into.


STU:4JT
67GF Score
J Trust Co Ltd STU:4JT
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

J Trust Co Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, J Trust Co's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.212/113.6000*113.6000
=-0.212

Current CPI (Jun. 2026) = 113.6000.

J Trust Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201512 0.000 98.100 0.000
201603 0.000 97.900 0.000
201606 -1.588 98.100 -1.839
201609 -1.686 98.000 -1.954
201612 -3.284 98.400 -3.791
201703 -0.754 98.100 -0.873
201706 0.302 98.500 0.348
201709 -2.246 98.800 -2.582
201712 -0.769 99.400 -0.879
201803 -0.922 99.200 -1.056
201903 0.000 99.700 0.000
201906 0.000 99.800 0.000
201909 0.000 100.100 0.000
201912 0.000 100.500 0.000
202003 0.223 100.300 0.253
202006 1.156 99.900 1.315
202009 -1.354 99.900 -1.540
202012 -1.487 99.300 -1.701
202103 -0.389 99.900 -0.442
202106 -0.172 99.500 -0.196
202109 -2.176 100.100 -2.469
202112 -2.859 100.100 -3.245
202203 -2.258 101.100 -2.537
202206 -2.138 101.800 -2.386
202209 -1.497 103.100 -1.649
202212 0.470 104.100 0.513
202303 0.296 104.400 0.322
202306 -2.988 105.200 -3.227
202309 -0.098 106.200 -0.105
202312 0.902 106.800 0.959
202403 0.581 107.200 0.616
202406 -0.115 108.200 -0.121
202409 -0.413 108.900 -0.431
202412 0.158 110.700 0.162
202503 -2.040 111.100 -2.086
202506 -0.262 111.700 -0.266
202509 0.982 112.000 0.996
202512 -0.182 113.000 -0.183
202603 0.334 112.700 0.337
202606 -0.212 113.600 -0.212

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €-3.48 mean?
J Trust Co (STU:4JT) has a Cyclically Adjusted FCF per Share of €-3.48 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on J Trust Co and its competitors.
Is J Trust Co's Cyclically Adjusted FCF per Share too high?
J Trust Co's current Cyclically Adjusted FCF per Share is €-3.48. Overall, J Trust Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Cyclically Adjusted FCF per Share compare to FRHC and VOYA?
J Trust Co's Cyclically Adjusted FCF per Share of €-3.48 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Diversified Financial Services company?
A good Cyclically Adjusted FCF per Share depends on the Diversified Financial Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on J Trust Co and its competitors. J Trust Co's current Cyclically Adjusted FCF per Share is €-3.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
J Trust Co (STU:4JT) has a current Cyclically Adjusted FCF per Share of €-3.48. The stock's GF Value™ is €1.43, compared to a current price of €2.30 — trading 60.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €-3.48. J Trust Co's overall GF Score™ is 67/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For J Trust Co (STU:4JT), the current Cyclically Adjusted FCF per Share is €-3.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is J Trust Co (STU:4JT) Overvalued in 2026?

Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued. The current stock price of €2.30 is trading 60.8% above its estimated GF Value™ of €1.43.

Key valuation signals for STU:4JT:

  • Cyclically Adjusted FCF per Share: €-3.48
  • GF Value™: €1.43 vs. price of €2.30 (60.8% above fair value)
  • GF Score™: 67/100 with 9 warning signs

No single metric tells the full story. See the STU:4JT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


J Trust Co Business Description

Other Exchanges 8508:Japan
Address Toranomon First Garden 1-7-12 Toranomon, Minato-Ku, Tokyo, JPN, 105-0001
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
67GF Score

Get the complete analysis for STU:4JT

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€1.43
GF Value