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J Trust CoSTU:4JT 61 EV-to-EBITDA is -2.76 as of Sep. 11, 2026. GuruFocus rates STU:4JT with a GF Score™ of 61/100 and a GF Value™ of €1.18. The stock has 8 warning signs investors should review. Among 143 Diversified Financial Services companies, J Trust Co ranks better than 62.24% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, J Trust Co's enterprise value is €-269.4 Mil.
J Trust Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €97.7 Mil. Therefore, J Trust Co's EV-to-EBITDA for today is -2.76.
The historical rank and industry rank for J Trust Co's EV-to-EBITDA or its related term are showing as below:
STU:4JT'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -246.99 Med: -0.29 Max: 174.81
Current: 2.9
During the past 13 years, the highest EV-to-EBITDA of J Trust Co was 174.81. The lowest was -246.99. And the median was -0.29.
STU:4JT's EV-to-EBITDA is ranked better than 62.24% of 143
companies
in the Diversified Financial Services industry
Industry Median: 4.24
vs STU:4JT: 2.90
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
J Trust Co's share price for today is €2.30.
J Trust Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.097.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for J Trust Co's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, J Trust Co's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
J Trust Co EV-to-EBITDA vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, J Trust Co's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where J Trust Co's EV-to-EBITDA falls into.
J Trust Co's current Enterprise Value is €-269.4 Mil.
J Trust Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €97.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
J Trust Co (STU:4JT) has a EV-to-EBITDA of -2.76 as of Sep. 11, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on J Trust Co. According to the industry distribution chart, J Trust Co ranks #54 out of 143 companies in the Diversified Financial Services industry, placing it in the top 37.8%.
Is J Trust Co's EV-to-EBITDA too high?
J Trust Co's current EV-to-EBITDA is -2.76. Based on the distribution chart, J Trust Co ranks #54 out of 143 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, J Trust Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's EV-to-EBITDA compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, J Trust Co ranks #54 out of 143 companies for EV-to-EBITDA. This puts J Trust Co in the upper half of its industry. The industry median EV-to-EBITDA is 4.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Diversified Financial Services company?
The median EV-to-EBITDA among Diversified Financial Services companies is 4.24, based on 143 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on J Trust Co. For the Diversified Financial Services industry, the median EV-to-EBITDA is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J Trust Co's current EV-to-EBITDA is -2.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
J Trust Co (STU:4JT) has a current EV-to-EBITDA of -2.76. The stock's GF Value™ is €1.18, compared to a current price of €2.30 — trading 94.9% above its estimated fair value. The current EV-to-EBITDA is -2.76. J Trust Co's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For J Trust Co (STU:4JT), the current EV-to-EBITDA is -2.76 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is J Trust Co (STU:4JT) Overvalued in 2026?
Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued.
The current stock price of €2.30 is trading 94.9% above its estimated GF Value™ of €1.18.
Key valuation signals for STU:4JT:
EV-to-EBITDA: -2.76
GF Value™: €1.18 vs. price of €2.30 (94.9% above fair value)
No single metric tells the full story. See the STU:4JT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score
Get the complete analysis for STU:4JT
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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