AGRAM BANKA dionicko drustvo (ZAG:KBZ) Change In Receivables: €0.00 Mil (TTM As of Jun. 2026)

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ZAG:KBZ AGRAM BANKA dionicko drustvo ZAG:KBZ
82 GF Score
Price €39.80
GF Value €36.72
! 5 Warning Signs
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What is AGRAM BANKA dionicko drustvo Change In Receivables?

AGRAM BANKA dionicko drustvo ZAG:KBZ 82 Change In Receivables is €0.00 Mil as of Jun. 2026. GuruFocus rates ZAG:KBZ with a GF Score™ of 82/100 and a GF Value™ of €36.72. The stock has 5 warning signs investors should review.

AGRAM BANKA dionicko drustvo's change in receivables for the quarter that ended in Jun. 2026 was €0.00 Mil. It means AGRAM BANKA dionicko drustvo's Accounts Receivable stayed the same from Mar. 2026 to Jun. 2026 .

AGRAM BANKA dionicko drustvo's change in receivables for the fiscal year that ended in Dec. 2025 was €-0.00 Mil. It means AGRAM BANKA dionicko drustvo's Accounts Receivable increased by €0.00 Mil from Dec. 2024 to Dec. 2025 .

AGRAM BANKA dionicko drustvo's Accounts Receivable for the quarter that ended in Jun. 2026 was €0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. AGRAM BANKA dionicko drustvo's Days Sales Outstanding for the three months ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. AGRAM BANKA dionicko drustvo's liquidation value for the three months ended in Jun. 2026 was €-475.41 Mil.

AGRAM BANKA dionicko drustvo  (ZAG:KBZ) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

AGRAM BANKA dionicko drustvo's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/6.331*91
=0.00

2. In Ben Graham's calculation of liquidation value, AGRAM BANKA dionicko drustvo's accounts receivable are only considered to be worth 75% of book value:

AGRAM BANKA dionicko drustvo's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=83.65-559.055+0.75 * 0+0.5 * 0
=-475.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AGRAM BANKA dionicko drustvo Change In Receivables Related Terms

AGRAM BANKA dionicko drustvo Change In Receivables Historical Data

* Premium members only.

The historical data trend for AGRAM BANKA dionicko drustvo's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AGRAM BANKA dionicko drustvo Change In Receivables Chart

AGRAM BANKA dionicko drustvo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 15.06 5.68 -0.01 -0.00

AGRAM BANKA dionicko drustvo Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
ZAG:KBZ
82GF Score
AGRAM BANKA dionicko drustvo ZAG:KBZ
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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AGRAM BANKA dionicko drustvo Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of €0.00 Mil mean?
AGRAM BANKA dionicko drustvo (ZAG:KBZ) has a Change In Receivables of €0.00 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for AGRAM BANKA dionicko drustvo and its competitors.
Is AGRAM BANKA dionicko drustvo's Change In Receivables too high?
AGRAM BANKA dionicko drustvo's current Change In Receivables is €0.00 Mil. Overall, AGRAM BANKA dionicko drustvo has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does AGRAM BANKA dionicko drustvo's Change In Receivables compare to PNC and USB?
AGRAM BANKA dionicko drustvo's Change In Receivables of €0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for AGRAM BANKA dionicko drustvo and its competitors. AGRAM BANKA dionicko drustvo's current Change In Receivables is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGRAM BANKA dionicko drustvo stock overvalued right now?
AGRAM BANKA dionicko drustvo (ZAG:KBZ) has a current Change In Receivables of €0.00 Mil. The stock's GF Value™ is €36.72, compared to a current price of €39.80 — trading 8.4% above its estimated fair value. The current Change In Receivables is €0.00 Mil. AGRAM BANKA dionicko drustvo's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For AGRAM BANKA dionicko drustvo (ZAG:KBZ), the current Change In Receivables is €0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AGRAM BANKA dionicko drustvo (ZAG:KBZ) Overvalued in 2026?

Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo stock appears to be overvalued. The current stock price of €39.80 is trading 8.4% above its estimated GF Value™ of €36.72.

Key valuation signals for ZAG:KBZ:

  • Change In Receivables: €0.00 Mil
  • GF Value™: €36.72 vs. price of €39.80 (8.4% above fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the ZAG:KBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AGRAM BANKA dionicko drustvo Business Description

Address Ulica Grada Vukovara 74, Zagreb, HRV, 10000
AGRAM BANKA dionicko drustvo provides banking services. The company's operating segment includes Business banking; Retail banking; and Treasury. It generates maximum revenue from Business banking which entails loan guarantees and deposit operations, card operations, and other transactions with clients who are legal entities. Geographically, it has a presence in Germany; Italy; Croatia; Austria; the United States of America, and Spain.
82GF Score

Get the complete analysis for ZAG:KBZ

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.80
Price
€36.72
GF Value