The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. AGRAM BANKA dionicko drustvo's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for AGRAM BANKA dionicko drustvo's Dividend Payout Ratio or its related term are showing as below:
ZAG:KBZ'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.31 Max: 0.63
Current: 0.63
During the past 13 years, the highest Dividend Payout Ratio of AGRAM BANKA dionicko drustvo was 0.63. The lowest was 0.05. And the median was 0.31.
ZAG:KBZ's Dividend Payout Ratio is ranked worse than 86.98% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs ZAG:KBZ: 0.63
During the past 13 years, the highest Trailing Annual Dividend Yield of AGRAM BANKA dionicko drustvo was 6.62%. The lowest was 0.34%. And the median was 0.74%.
During the past 12 months, AGRAM BANKA dionicko drustvo's average Dividends Per Share Growth Rate was 7.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 16.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of AGRAM BANKA dionicko drustvo was 36.80% per year. The lowest was 16.00% per year. And the median was 16.20% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
AGRAM BANKA dionicko drustvo (ZAG:KBZ) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
AGRAM BANKA dionicko drustvo Dividend Payout Ratio Related Terms
AGRAM BANKA dionicko drustvo Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AGRAM BANKA dionicko drustvo Dividend Payout Ratio Chart
ZAG:KBZ vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, AGRAM BANKA dionicko drustvo's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AGRAM BANKA dionicko drustvo Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, AGRAM BANKA dionicko drustvo's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where AGRAM BANKA dionicko drustvo's Dividend Payout Ratio falls into.
AGRAM BANKA dionicko drustvo Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
AGRAM BANKA dionicko drustvo's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AGRAM BANKA dionicko drustvo (ZAG:KBZ) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AGRAM BANKA dionicko drustvo and its competitors. Over the past decade, AGRAM BANKA dionicko drustvo's Dividend Payout Ratio has ranged from 0.05 to 0.63. According to the industry distribution chart, AGRAM BANKA dionicko drustvo ranks #1022 out of 1175 companies in the Banks industry, placing it in the top 87%.
Is AGRAM BANKA dionicko drustvo's Dividend Payout Ratio too high?
AGRAM BANKA dionicko drustvo's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.63. Based on the distribution chart, AGRAM BANKA dionicko drustvo ranks #1022 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, AGRAM BANKA dionicko drustvo has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AGRAM BANKA dionicko drustvo's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, AGRAM BANKA dionicko drustvo ranks #1022 out of 1175 companies for Dividend Payout Ratio. This places AGRAM BANKA dionicko drustvo in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, AGRAM BANKA dionicko drustvo's own Dividend Payout Ratio has ranged from 0.05 to 0.63 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AGRAM BANKA dionicko drustvo and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGRAM BANKA dionicko drustvo's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGRAM BANKA dionicko drustvo stock overvalued right now?
Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo (ZAG:KBZ) is currently considered Fairly Valued. The stock's GF Value™ is €35.61, compared to a current price of €38.00 — trading 6.7% above its estimated fair value. The current Dividend Payout Ratio is 0.00. AGRAM BANKA dionicko drustvo's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For AGRAM BANKA dionicko drustvo (ZAG:KBZ), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AGRAM BANKA dionicko drustvo (ZAG:KBZ) Overvalued in 2026?
Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo stock appears to be overvalued.
The current stock price of €38.00 is trading 6.7% above its estimated GF Value™ of €35.61.
GuruFocus considers AGRAM BANKA dionicko drustvo to be Fairly Valued.
Key valuation signals for ZAG:KBZ:
Dividend Payout Ratio: 0.00
GF Value™: €35.61 vs. price of €38.00 (6.7% above fair value)
No single metric tells the full story. See the ZAG:KBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AGRAM BANKA dionicko drustvo provides banking services. The company's operating segment includes Business banking; Retail banking; and Treasury. It generates maximum revenue from Business banking which entails loan guarantees and deposit operations, card operations, and other transactions with clients who are legal entities. Geographically, it has a presence in Germany; Italy; Croatia; Austria; the United States of America, and Spain.
79GF Score
Get the complete analysis for ZAG:KBZ
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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