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AGRAM BANKA dionicko drustvo (ZAG:KBZ) Cyclically Adjusted PB Ratio : 1.20 (As of May. 25, 2024)


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What is AGRAM BANKA dionicko drustvo Cyclically Adjusted PB Ratio?

As of today (2024-05-25), AGRAM BANKA dionicko drustvo's current share price is €36.80. AGRAM BANKA dionicko drustvo's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was €30.54. AGRAM BANKA dionicko drustvo's Cyclically Adjusted PB Ratio for today is 1.20.

The historical rank and industry rank for AGRAM BANKA dionicko drustvo's Cyclically Adjusted PB Ratio or its related term are showing as below:

ZAG:KBZ' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.59   Med: 0.91   Max: 1.21
Current: 1.21

During the past years, AGRAM BANKA dionicko drustvo's highest Cyclically Adjusted PB Ratio was 1.21. The lowest was 0.59. And the median was 0.91.

ZAG:KBZ's Cyclically Adjusted PB Ratio is ranked worse than
68.99% of 1193 companies
in the Banks industry
Industry Median: 0.92 vs ZAG:KBZ: 1.21

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

AGRAM BANKA dionicko drustvo's adjusted book value per share data for the three months ended in Mar. 2024 was €34.539. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €30.54 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


AGRAM BANKA dionicko drustvo Cyclically Adjusted PB Ratio Historical Data

The historical data trend for AGRAM BANKA dionicko drustvo's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

AGRAM BANKA dionicko drustvo Cyclically Adjusted PB Ratio Chart

AGRAM BANKA dionicko drustvo Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.09 0.91 0.99

AGRAM BANKA dionicko drustvo Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 0.99 1.07 0.99 1.17

Competitive Comparison of AGRAM BANKA dionicko drustvo's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, AGRAM BANKA dionicko drustvo's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AGRAM BANKA dionicko drustvo's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, AGRAM BANKA dionicko drustvo's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where AGRAM BANKA dionicko drustvo's Cyclically Adjusted PB Ratio falls into.



AGRAM BANKA dionicko drustvo Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

AGRAM BANKA dionicko drustvo's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=36.80/30.54
=1.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AGRAM BANKA dionicko drustvo's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, AGRAM BANKA dionicko drustvo's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book=Book Value per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=34.539/131.7762*131.7762
=34.539

Current CPI (Mar. 2024) = 131.7762.

AGRAM BANKA dionicko drustvo Quarterly Data

Book Value per Share CPI Adj_Book
201406 22.406 100.560 29.361
201409 22.431 100.428 29.433
201412 18.701 99.070 24.875
201503 18.964 99.621 25.085
201506 18.471 100.684 24.175
201509 17.767 100.392 23.321
201512 18.969 99.792 25.049
201603 20.073 100.470 26.328
201606 19.770 101.688 25.620
201609 21.249 101.861 27.490
201612 21.063 101.863 27.248
201703 21.560 102.862 27.620
201706 21.407 103.349 27.295
201709 22.626 104.136 28.632
201712 23.368 104.011 29.606
201803 24.792 105.290 31.029
201806 24.923 106.317 30.891
201809 24.985 106.507 30.913
201812 24.559 105.998 30.532
201903 26.228 107.251 32.226
201906 27.396 108.070 33.406
201909 28.935 108.329 35.198
201912 28.323 108.420 34.424
202003 26.726 108.902 32.340
202006 27.634 108.767 33.480
202009 28.882 109.815 34.658
202012 28.693 109.897 34.406
202103 29.848 111.754 35.196
202106 30.848 114.631 35.462
202109 32.040 115.734 36.481
202112 31.019 117.630 34.749
202203 29.295 121.301 31.825
202206 27.598 125.017 29.090
202209 26.655 125.227 28.049
202212 28.128 125.222 29.600
202303 31.709 127.348 32.812
202306 31.231 128.729 31.970
202309 32.386 129.860 32.864
202312 33.521 129.419 34.131
202403 34.539 131.776 34.539

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


AGRAM BANKA dionicko drustvo  (ZAG:KBZ) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


AGRAM BANKA dionicko drustvo Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of AGRAM BANKA dionicko drustvo's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


AGRAM BANKA dionicko drustvo (ZAG:KBZ) Business Description

Traded in Other Exchanges
N/A
Address
Ulica Grada Vukovara 74, Zagreb, HRV, 10000
AGRAM BANKA dionicko drustvo provides banking services. The company's operating segment includes Commercial Banking; Retail Banking; Treasury and other. It generates maximum revenue from the Commercial Banking segment. The Commercial Banking segment includes entails loan-guarantees and deposit operations, card operations, and other transactions with clients who are legal entities. Geographically, it has a presence in Germany; Italy; Croatia; Austria; the United States of America, and Spain.

AGRAM BANKA dionicko drustvo (ZAG:KBZ) Headlines

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