AGRAM BANKA dionicko drustvo (ZAG:KBZ) 3-1 Month Momentum %: 2.70% (As of Sep. 08, 2026)

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ZAG:KBZ AGRAM BANKA dionicko drustvo ZAG:KBZ
82 GF Score
Price €39.80
GF Value €36.72
! 5 Warning Signs
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What is AGRAM BANKA dionicko drustvo 3-1 Month Momentum %?

AGRAM BANKA dionicko drustvo ZAG:KBZ 82 3-1 Month Momentum % is 2.70% as of Sep. 08, 2026. GuruFocus rates ZAG:KBZ with a GF Score™ of 82/100 and a GF Value™ of €36.72. The stock has 5 warning signs investors should review.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-08), AGRAM BANKA dionicko drustvo's 3-1 Month Momentum % is 2.70%.

The industry rank for AGRAM BANKA dionicko drustvo's 3-1 Month Momentum % or its related term are showing as below:

ZAG:KBZ's 3-1 Month Momentum % is not ranked
in the Banks industry.
Industry Median: 6.265 vs ZAG:KBZ: 2.70

AGRAM BANKA dionicko drustvo  (ZAG:KBZ) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


AGRAM BANKA dionicko drustvo 3-1 Month Momentum % Related Terms


ZAG:KBZ vs PNC, USB: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, AGRAM BANKA dionicko drustvo's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AGRAM BANKA dionicko drustvo 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, AGRAM BANKA dionicko drustvo's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where AGRAM BANKA dionicko drustvo's 3-1 Month Momentum % falls into.


ZAG:KBZ
82GF Score
AGRAM BANKA dionicko drustvo ZAG:KBZ
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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AGRAM BANKA dionicko drustvo  (ZAG:KBZ) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 2.70% mean?
AGRAM BANKA dionicko drustvo (ZAG:KBZ) has a 3-1 Month Momentum % of 2.70% as of Sep. 08, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AGRAM BANKA dionicko drustvo and its competitors.
Is AGRAM BANKA dionicko drustvo's 3-1 Month Momentum % too high?
AGRAM BANKA dionicko drustvo's current 3-1 Month Momentum % is 2.70%. The Banks industry median 3-1 Month Momentum % is 6.27. AGRAM BANKA dionicko drustvo's value of 2.70% is 56.9% below this industry median. Overall, AGRAM BANKA dionicko drustvo has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does AGRAM BANKA dionicko drustvo's 3-1 Month Momentum % compare to PNC and USB?
AGRAM BANKA dionicko drustvo's 3-1 Month Momentum % of 2.70% can be compared against companies in the Banks industry. The industry median 3-1 Month Momentum % is 6.27. AGRAM BANKA dionicko drustvo's value of 2.70% is 56.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 6.27, based on 1,574 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AGRAM BANKA dionicko drustvo's current 3-1 Month Momentum % of 2.70% is 56.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AGRAM BANKA dionicko drustvo and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 6.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGRAM BANKA dionicko drustvo's current 3-1 Month Momentum % is 2.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGRAM BANKA dionicko drustvo stock overvalued right now?
AGRAM BANKA dionicko drustvo (ZAG:KBZ) has a current 3-1 Month Momentum % of 2.70%. The stock's GF Value™ is €36.72, compared to a current price of €39.80 — trading 8.4% above its estimated fair value. The current 3-1 Month Momentum % is 2.70% and 56.9% below the Banks industry median of 6.27. AGRAM BANKA dionicko drustvo's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For AGRAM BANKA dionicko drustvo (ZAG:KBZ), the current 3-1 Month Momentum % is 2.70% as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AGRAM BANKA dionicko drustvo (ZAG:KBZ) Overvalued in 2026?

Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo stock appears to be overvalued. The current stock price of €39.80 is trading 8.4% above its estimated GF Value™ of €36.72.

Key valuation signals for ZAG:KBZ:

  • 3-1 Month Momentum %: 2.70%
  • GF Value™: €36.72 vs. price of €39.80 (8.4% above fair value)
  • GF Score™: 82/100 with 5 warning signs
  • Industry Position: 56.9% below the Banks median

No single metric tells the full story. See the ZAG:KBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AGRAM BANKA dionicko drustvo Business Description

Address Ulica Grada Vukovara 74, Zagreb, HRV, 10000
AGRAM BANKA dionicko drustvo provides banking services. The company's operating segment includes Business banking; Retail banking; and Treasury. It generates maximum revenue from Business banking which entails loan guarantees and deposit operations, card operations, and other transactions with clients who are legal entities. Geographically, it has a presence in Germany; Italy; Croatia; Austria; the United States of America, and Spain.
82GF Score

Get the complete analysis for ZAG:KBZ

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.80
Price
€36.72
GF Value