AGRAM BANKA dionicko drustvo (ZAG:KBZ) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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ZAG:KBZ AGRAM BANKA dionicko drustvo ZAG:KBZ
79 GF Score
Price €38.00
GF Value €35.75
Valuation Fairly Valued
! 4 Warning Signs
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What is AGRAM BANKA dionicko drustvo ROC (Joel Greenblatt) %?

AGRAM BANKA dionicko drustvo ZAG:KBZ 79 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates ZAG:KBZ with a GF Score™ of 79/100 and a GF Value™ of €35.75 (Fairly Valued). The stock has 4 warning signs investors should review. Among 46 Banks companies, AGRAM BANKA dionicko drustvo ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ZAG:KBZ
79GF Score
AGRAM BANKA dionicko drustvo ZAG:KBZ
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
AGRAM BANKA dionicko drustvo (ZAG:KBZ) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on AGRAM BANKA dionicko drustvo and its competitors. According to the industry distribution chart, AGRAM BANKA dionicko drustvo ranks #999999 out of 46 companies in the Banks industry.
Is AGRAM BANKA dionicko drustvo's ROC (Joel Greenblatt) % too high?
AGRAM BANKA dionicko drustvo's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, AGRAM BANKA dionicko drustvo ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, AGRAM BANKA dionicko drustvo has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AGRAM BANKA dionicko drustvo's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, AGRAM BANKA dionicko drustvo ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places AGRAM BANKA dionicko drustvo in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on AGRAM BANKA dionicko drustvo and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGRAM BANKA dionicko drustvo's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGRAM BANKA dionicko drustvo stock overvalued right now?
Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo (ZAG:KBZ) is currently considered Fairly Valued. The stock's GF Value™ is €35.75, compared to a current price of €38.00 — trading 6.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. AGRAM BANKA dionicko drustvo's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For AGRAM BANKA dionicko drustvo (ZAG:KBZ), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AGRAM BANKA dionicko drustvo (ZAG:KBZ) Overvalued in 2026?

Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo stock appears to be overvalued. The current stock price of €38.00 is trading 6.3% above its estimated GF Value™ of €35.75. GuruFocus considers AGRAM BANKA dionicko drustvo to be Fairly Valued.

Key valuation signals for ZAG:KBZ:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €35.75 vs. price of €38.00 (6.3% above fair value)
  • GF Score™: 79/100 with 4 warning signs

No single metric tells the full story. See the ZAG:KBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AGRAM BANKA dionicko drustvo Business Description

Address Ulica Grada Vukovara 74, Zagreb, HRV, 10000
AGRAM BANKA dionicko drustvo provides banking services. The company's operating segment includes Business banking; Retail banking; and Treasury. It generates maximum revenue from Business banking which entails loan guarantees and deposit operations, card operations, and other transactions with clients who are legal entities. Geographically, it has a presence in Germany; Italy; Croatia; Austria; the United States of America, and Spain.
79GF Score

Get the complete analysis for ZAG:KBZ

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.00
Price
€35.75
GF Value