AGRAM BANKA dionicko drustvoZAG:KBZ 81 FCF Yield % is 46.37 as of Jul. 01, 2026, which is 4584% above its 10-year median of 0.99. GuruFocus rates ZAG:KBZ with a GF Score™ of 81/100 and a GF Value™ of €35.56 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,507 Banks companies, AGRAM BANKA dionicko drustvo ranks better than 86.53% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
AGRAM BANKA dionicko drustvo FCF Yield % Related Terms
AGRAM BANKA dionicko drustvo FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AGRAM BANKA dionicko drustvo's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AGRAM BANKA dionicko drustvo FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, AGRAM BANKA dionicko drustvo's FCF Yield % distribution charts can be found below:
* The bar in red indicates where AGRAM BANKA dionicko drustvo's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AGRAM BANKA dionicko drustvo (ZAG:KBZ) has a FCF Yield % of 46.37 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AGRAM BANKA dionicko drustvo and its competitors. This is 4584% above median its historical median of 0.99. According to the industry distribution chart, AGRAM BANKA dionicko drustvo ranks #203 out of 1507 companies in the Banks industry, placing it in the top 13.5%.
Is AGRAM BANKA dionicko drustvo's FCF Yield % too high?
AGRAM BANKA dionicko drustvo's current FCF Yield % of 46.37 is 4584% above median its 10-year median of 0.99. The Banks industry median FCF Yield % is 8.18. AGRAM BANKA dionicko drustvo's value of 46.37 is 466.9% above this industry median. Based on the distribution chart, AGRAM BANKA dionicko drustvo ranks #203 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AGRAM BANKA dionicko drustvo has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AGRAM BANKA dionicko drustvo's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, AGRAM BANKA dionicko drustvo ranks #203 out of 1507 companies for FCF Yield %. This places AGRAM BANKA dionicko drustvo in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.18. AGRAM BANKA dionicko drustvo's value of 46.37 is 466.9% above this benchmark. While the company's 10-year median is 0.99 vs. the industry median of 8.18, AGRAM BANKA dionicko drustvo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AGRAM BANKA dionicko drustvo's current FCF Yield % of 46.37 is 466.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AGRAM BANKA dionicko drustvo and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGRAM BANKA dionicko drustvo's current FCF Yield % is 46.37, which is 4584% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGRAM BANKA dionicko drustvo stock overvalued right now?
Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo (ZAG:KBZ) is currently considered Fairly Valued. The stock's GF Value™ is €35.56, compared to a current price of €38.00 — trading 6.9% above its estimated fair value. The current FCF Yield % is 46.37, which is 4584% above median its 10-year median of 0.99 and 466.9% above the Banks industry median of 8.18. AGRAM BANKA dionicko drustvo's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For AGRAM BANKA dionicko drustvo (ZAG:KBZ), the current FCF Yield % is 46.37 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AGRAM BANKA dionicko drustvo (ZAG:KBZ) Overvalued in 2026?
Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo stock appears to be overvalued.
The current stock price of €38.00 is trading 6.9% above its estimated GF Value™ of €35.56.
GuruFocus considers AGRAM BANKA dionicko drustvo to be Fairly Valued.
Key valuation signals for ZAG:KBZ:
FCF Yield %: 46.37 (4584% above median its 10-year median of 0.99)
GF Value™: €35.56 vs. price of €38.00 (6.9% above fair value)
Industry Position: 466.9% above the Banks median (#203 of 1507)
No single metric tells the full story. See the ZAG:KBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AGRAM BANKA dionicko drustvo provides banking services. The company's operating segment includes Business banking; Retail banking; and Treasury. It generates maximum revenue from Business banking which entails loan guarantees and deposit operations, card operations, and other transactions with clients who are legal entities. Geographically, it has a presence in Germany; Italy; Croatia; Austria; the United States of America, and Spain.
81GF Score
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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