AGRAM BANKA dionicko drustvo (ZAG:KBZ) Total Assets: €613.45 Mil (As of Mar. 2026)


ZAG:KBZ AGRAM BANKA dionicko drustvo ZAG:KBZ
78 GF Score
Price €38.00
GF Value €35.65
Valuation Fairly Valued
! 4 Warning Signs
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What is AGRAM BANKA dionicko drustvo Total Assets?

AGRAM BANKA dionicko drustvo ZAG:KBZ 78 Total Assets is €613.45 Mil as of Mar. 2026. GuruFocus rates ZAG:KBZ with a GF Score™ of 78/100 and a GF Value™ of €35.65 (Fairly Valued). The stock has 4 warning signs investors should review.

AGRAM BANKA dionicko drustvo's Total Assets for the quarter that ended in Mar. 2026 was €613.45 Mil.

During the past 12 months, AGRAM BANKA dionicko drustvo's average Total Assets Growth Rate was 8.70% per year. During the past 3 years, the average Total Assets Growth Rate was 4.40% per year. During the past 5 years, the average Total Assets Growth Rate was 4.80% per year. During the past 10 years, the average Total Assets Growth Rate was 3.30% per year.

During the past 13 years, AGRAM BANKA dionicko drustvo's highest 3-Year average Total Assets Growth Rate was 21.00%. The lowest was -0.20%. And the median was 3.65%.

Total Assets is connected with ROA %. AGRAM BANKA dionicko drustvo's annualized ROA % for the quarter that ended in Mar. 2026 was 1.07%. Total Assets is also linked to Revenue through Asset Turnover. AGRAM BANKA dionicko drustvo's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

AGRAM BANKA dionicko drustvo  (ZAG:KBZ) Total Assets Explanation

Total Assets is connected with ROA %.

AGRAM BANKA dionicko drustvo's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=6.672/( (638.568+613.446)/ 2 )
=6.672/626.007
=1.07 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

AGRAM BANKA dionicko drustvo's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=5.553/( (638.568+613.446)/ 2 )
=5.553/626.007
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

AGRAM BANKA dionicko drustvo Total Assets Related Terms

AGRAM BANKA dionicko drustvo Total Assets Historical Data

* Premium members only.

The historical data trend for AGRAM BANKA dionicko drustvo's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AGRAM BANKA dionicko drustvo Total Assets Chart

AGRAM BANKA dionicko drustvo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 559.40 573.14 600.85 631.39 638.57

AGRAM BANKA dionicko drustvo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 621.73 616.47 620.40 638.57 613.45
ZAG:KBZ
78GF Score
AGRAM BANKA dionicko drustvo ZAG:KBZ
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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AGRAM BANKA dionicko drustvo Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

AGRAM BANKA dionicko drustvo's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=72.867+565.701
=638.57

AGRAM BANKA dionicko drustvo's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=74.204+539.242
=613.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of €613.45 Mil mean?
AGRAM BANKA dionicko drustvo (ZAG:KBZ) has a Total Assets of €613.45 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on AGRAM BANKA dionicko drustvo and its competitors.
Is AGRAM BANKA dionicko drustvo's Total Assets too high?
AGRAM BANKA dionicko drustvo's current Total Assets is €613.45 Mil. Overall, AGRAM BANKA dionicko drustvo has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AGRAM BANKA dionicko drustvo's Total Assets compare to PNC and USB?
AGRAM BANKA dionicko drustvo's Total Assets of €613.45 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on AGRAM BANKA dionicko drustvo and its competitors. AGRAM BANKA dionicko drustvo's current Total Assets is €613.45 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGRAM BANKA dionicko drustvo stock overvalued right now?
Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo (ZAG:KBZ) is currently considered Fairly Valued. The stock's GF Value™ is €35.65, compared to a current price of €38.00 — trading 6.6% above its estimated fair value. The current Total Assets is €613.45 Mil. AGRAM BANKA dionicko drustvo's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For AGRAM BANKA dionicko drustvo (ZAG:KBZ), the current Total Assets is €613.45 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AGRAM BANKA dionicko drustvo (ZAG:KBZ) Overvalued in 2026?

Based on GuruFocus' analysis, AGRAM BANKA dionicko drustvo stock appears to be overvalued. The current stock price of €38.00 is trading 6.6% above its estimated GF Value™ of €35.65. GuruFocus considers AGRAM BANKA dionicko drustvo to be Fairly Valued.

Key valuation signals for ZAG:KBZ:

  • Total Assets: €613.45 Mil
  • GF Value™: €35.65 vs. price of €38.00 (6.6% above fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the ZAG:KBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AGRAM BANKA dionicko drustvo Business Description

Address Ulica Grada Vukovara 74, Zagreb, HRV, 10000
AGRAM BANKA dionicko drustvo provides banking services. The company's operating segment includes Business banking; Retail banking; and Treasury. It generates maximum revenue from Business banking which entails loan guarantees and deposit operations, card operations, and other transactions with clients who are legal entities. Geographically, it has a presence in Germany; Italy; Croatia; Austria; the United States of America, and Spain.
78GF Score

Get the complete analysis for ZAG:KBZ

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.00
Price
€35.65
GF Value