NHOLF (Sompo Holdings) Claims Ratio %: 0.00% (As of . 20)

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NHOLF Sompo Holdings Inc NHOLF
82 GF Score
Price $42.76
GF Value $24.97
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Sompo Holdings Claims Ratio %?

Sompo Holdings NHOLF -0.60% 82 Claims Ratio % is 0.00% as of . 20. GuruFocus rates NHOLF with a GF Score™ of 82/100 and a GF Value™ of $24.97 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Claims Ratio % is the percentage of claims costs incurred in relation to the premiums earned.

The historical rank and industry rank for Sompo Holdings's Claims Ratio % or its related term are showing as below:

NHOLF's Claims Ratio % is not ranked *
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Claims Ratio % only.

Sompo Holdings  (OTCPK:NHOLF) Claims Ratio % Explanation

Claims Ratio % the percentage of claims costs incurred in relation to the premiums earned during the period. It is the equivalent of gross profit margin for an insurance company.

It's important to note that insurance is the business of managing risks and, to do that well, the insurer needs a thorough understanding of the incurred claims ratio. If the value is higher than expected or above established norms, then further investigation is required to figure out why that is (eg: fraud). If it is lower than expected, it could indicate irrelevant products or difficulties in claiming, possibly affecting customer satisfaction.

Sompo Holdings Claims Ratio % Related Terms

Sompo Holdings Claims Ratio % Historical Data

* Premium members only.

The historical data trend for Sompo Holdings's Claims Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sompo Holdings Claims Ratio % Chart


NHOLF
82GF Score
Sompo Holdings Inc NHOLF
Claims Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sompo Holdings  (OTCPK:NHOLF) Claims Ratio % Calculation

Claims Ratio % is calculated as

Claims Ratio %=Total Claims / Total Premiums Earned * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Claims Ratio % of 0.00% mean?
Sompo Holdings (NHOLF) has a Claims Ratio % of 0.00% as of . 20. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on Sompo Holdings and its competitors.
Is Sompo Holdings' Claims Ratio % too high?
Sompo Holdings' current Claims Ratio % is 0.00%. Overall, Sompo Holdings has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sompo Holdings' Claims Ratio % compare to CB and PGR?
Sompo Holdings' Claims Ratio % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Claims Ratio % for an Insurance company?
A good Claims Ratio % depends on the Insurance industry context. However, Claims Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Claims Ratio % mean?
A high Claims Ratio % can signal that a stock is expensive relative to its fundamentals. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on Sompo Holdings and its competitors. Sompo Holdings's current Claims Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sompo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sompo Holdings (NHOLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.97, compared to a current price of $42.76 — trading 71.3% above its estimated fair value. The current Claims Ratio % is 0.00%. Sompo Holdings' overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Claims Ratio % calculated?
Claims Ratio % is calculated from a company's financial statements. For Sompo Holdings (NHOLF), the current Claims Ratio % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sompo Holdings (NHOLF) Overvalued in 2026?

Based on GuruFocus' analysis, Sompo Holdings stock appears to be overvalued. The current stock price of $42.76 is trading 71.3% above its estimated GF Value™ of $24.97. GuruFocus considers Sompo Holdings to be Significantly Overvalued.

Key valuation signals for NHOLF:

  • Claims Ratio %: 0.00%
  • GF Value™: $24.97 vs. price of $42.76 (71.3% above fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the NHOLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sompo Holdings Business Description

Address 26-1, Nishi-Shinjuku 1-chome, Shinjuku-ku, Tokyo, JPN, 160-8338
Sompo Holdings was formed in 2010 through the merger of Sompo Japan and Nipponkoa Insurance. The Sompo brand—meaning "nonlife insurance" in Japanese—dates to 2001, when Yasuda Fire, Nissan Fire, and Taisei Fire combined. Today, Sompo maintains a formidable position in its home market, holding an approximate 28% share of domestic nonlife insurance premiums in Japan, operating in a consolidated oligopoly alongside larger rivals Tokio Marine and MS&AD. Following record-high profitability in fiscal 2025 and the transformative acquisition of Aspen Insurance, the group is aggressively expanding its global footprint, with overseas business and reinsurance now functioning as its primary profit engines, contributing over half of the group's adjusted consolidated profit.
82GF Score

Get the complete analysis for NHOLF

Claims Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.76
Price
$24.97
GF Value