NHOLF (Sompo Holdings) ROE % Adjusted to Book Value: 9.88% (As of Mar. 2026)


NHOLF Sompo Holdings Inc NHOLF
82 GF Score
Price $37.47
GF Value $22.81
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Sompo Holdings ROE % Adjusted to Book Value?

Sompo Holdings NHOLF 82 ROE % Adjusted to Book Value is 9.88% as of Mar. 2026. GuruFocus rates NHOLF with a GF Score™ of 82/100 and a GF Value™ of $22.81 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Sompo Holdings's ROE % for the quarter that ended in Mar. 2026 was 9.48%. Sompo Holdings's PB Ratio for the quarter that ended in Mar. 2026 was 0.96. Sompo Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.88%.


Sompo Holdings ROE % Adjusted to Book Value Related Terms


Sompo Holdings ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Sompo Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sompo Holdings ROE % Adjusted to Book Value Chart

Sompo Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.08 1.66 18.75 15.44 5.25

Sompo Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -15.78 11.06 23.86 14.96 9.88

NHOLF vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Sompo Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sompo Holdings ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Sompo Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Sompo Holdings's ROE % Adjusted to Book Value falls into.


NHOLF
82GF Score
Sompo Holdings Inc NHOLF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sompo Holdings ROE % Adjusted to Book Value Calculation

Sompo Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.04% / 0.96
=5.25%

Sompo Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.48% / 0.96
=9.88%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.88% mean?
Sompo Holdings (NHOLF) has a ROE % Adjusted to Book Value of 9.88% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sompo Holdings and its competitors.
Is Sompo Holdings' ROE % Adjusted to Book Value too high?
Sompo Holdings' current ROE % Adjusted to Book Value is 9.88%. Overall, Sompo Holdings has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sompo Holdings' ROE % Adjusted to Book Value compare to CB and PGR?
Sompo Holdings' ROE % Adjusted to Book Value of 9.88% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sompo Holdings and its competitors. Sompo Holdings's current ROE % Adjusted to Book Value is 9.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sompo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sompo Holdings (NHOLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.81, compared to a current price of $37.47 — trading 64.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.88%. Sompo Holdings' overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Sompo Holdings (NHOLF), the current ROE % Adjusted to Book Value is 9.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sompo Holdings (NHOLF) Overvalued in 2026?

Based on GuruFocus' analysis, Sompo Holdings stock appears to be overvalued. The current stock price of $37.47 is trading 64.3% above its estimated GF Value™ of $22.81. GuruFocus considers Sompo Holdings to be Significantly Overvalued.

Key valuation signals for NHOLF:

  • ROE % Adjusted to Book Value: 9.88%
  • GF Value™: $22.81 vs. price of $37.47 (64.3% above fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the NHOLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sompo Holdings Business Description

Address 26-1, Nishi-Shinjuku 1-chome, Shinjuku-ku, Tokyo, JPN, 160-8338
Sompo Holdings was formed in 2010 through the merger of Sompo Japan and Nipponkoa Insurance. The Sompo brand—meaning "nonlife insurance" in Japanese—dates to 2001, when Yasuda Fire, Nissan Fire, and Taisei Fire combined. Today, Sompo maintains a formidable position in its home market, holding an approximate 28% share of domestic nonlife insurance premiums in Japan, operating in a consolidated oligopoly alongside larger rivals Tokio Marine and MS&AD. Following record-high profitability in fiscal 2025 and the transformative acquisition of Aspen Insurance, the group is aggressively expanding its global footprint, with overseas business and reinsurance now functioning as its primary profit engines, contributing over half of the group's adjusted consolidated profit.
82GF Score

Get the complete analysis for NHOLF

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.47
Price
$22.81
GF Value