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Sompo HoldingsNHOLF +15.41%75 Equity-to-Asset is 0.28 as of Mar. 2026, which is 75% above its 10-year median of 0.16. GuruFocus rates NHOLF with a GF Score™ of 75/100 and a GF Value™ of $22.02 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 504 Insurance companies, Sompo Holdings ranks better than 54.96% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Sompo Holdings's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $32,567 Mil. Sompo Holdings's Total Assets for the quarter that ended in Mar. 2026 was $117,238 Mil.
Therefore, Sompo Holdings's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.28.
The historical rank and industry rank for Sompo Holdings's Equity-to-Asset or its related term are showing as below:
NHOLF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13 Med: 0.16 Max: 0.28
Current: 0.28
During the past 13 years, the highest Equity to Asset Ratio of Sompo Holdings was 0.28. The lowest was 0.13. And the median was 0.16.
NHOLF's Equity-to-Asset is ranked better than 54.96% of 504
companies
in the Insurance industry
Industry Median: 0.26
vs NHOLF: 0.28
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Sompo Holdings Equity-to-Asset Related Terms
Sompo Holdings Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Sompo Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Sompo Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sompo Holdings Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Sompo Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Sompo Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Sompo Holdings's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sompo Holdings (NHOLF) has a Equity-to-Asset of 0.28 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sompo Holdings and its competitors. This is 75% above median its historical median of 0.16. Over the past decade, Sompo Holdings' Equity-to-Asset has ranged from 0.13 to 0.28. According to the industry distribution chart, Sompo Holdings ranks #227 out of 504 companies in the Insurance industry, placing it in the top 45%.
Is Sompo Holdings' Equity-to-Asset too high?
Sompo Holdings' current Equity-to-Asset of 0.28 is 75% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.28. The Insurance industry median Equity-to-Asset is 0.26. Sompo Holdings' value of 0.28 is 7.7% above this industry median. Based on the distribution chart, Sompo Holdings ranks #227 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Sompo Holdings has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sompo Holdings' Equity-to-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Sompo Holdings ranks #227 out of 504 companies for Equity-to-Asset. This puts Sompo Holdings in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Sompo Holdings' value of 0.28 is 7.7% above this benchmark. Historically, Sompo Holdings' own Equity-to-Asset has ranged from 0.13 to 0.28 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.26, Sompo Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sompo Holdings's current Equity-to-Asset of 0.28 is 7.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sompo Holdings and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sompo Holdings's current Equity-to-Asset is 0.28, which is 75% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sompo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sompo Holdings (NHOLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.02, compared to a current price of $43.24 — trading 96.4% above its estimated fair value. The current Equity-to-Asset is 0.28, which is 75% above median its 10-year median of 0.16 and 7.7% above the Insurance industry median of 0.26. Sompo Holdings' overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Sompo Holdings (NHOLF), the current Equity-to-Asset is 0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sompo Holdings (NHOLF) Overvalued in 2026?
Based on GuruFocus' analysis, Sompo Holdings stock appears to be overvalued.
The current stock price of $43.24 is trading 96.4% above its estimated GF Value™ of $22.02.
GuruFocus considers Sompo Holdings to be Significantly Overvalued.
Key valuation signals for NHOLF:
Equity-to-Asset: 0.28 (75% above median its 10-year median of 0.16)
GF Value™: $22.02 vs. price of $43.24 (96.4% above fair value)
Industry Position: 7.7% above the Insurance median (#227 of 504)
No single metric tells the full story. See the NHOLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sompo Holdings was formed in 2010 through the merger of Sompo Japan and Nipponkoa Insurance. The Sompo brand—meaning "nonlife insurance" in Japanese—dates to 2001, when Yasuda Fire, Nissan Fire, and Taisei Fire combined. Today, Sompo maintains a formidable position in its home market, holding an approximate 28% share of domestic nonlife insurance premiums in Japan, operating in a consolidated oligopoly alongside larger rivals Tokio Marine and MS&AD. Following record-high profitability in fiscal 2025 and the transformative acquisition of Aspen Insurance, the group is aggressively expanding its global footprint, with overseas business and reinsurance now functioning as its primary profit engines, contributing over half of the group's adjusted consolidated profit.
75GF Score
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