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Sompo HoldingsNHOLF 83 3-Year EPS without NRI Growth Rate is 220.40% as of Mar. 2026, which is 1085% above its 10-year median of 18.60. GuruFocus rates NHOLF with a GF Scoreâ„¢ of 83/100 and a GF Valueâ„¢ of $25.45 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 400 Insurance companies, Sompo Holdings ranks better than 98.75% on this metric.
During the past 3 years, the average EPS without NRI Growth Rate was 220.40% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 52.60% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 15.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Sompo Holdings was 220.40% per year. The lowest was -43.50% per year. And the median was 18.60% per year.
Sompo Holdings (OTCPK:NHOLF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Sompo Holdings 3-Year EPS without NRI Growth Rate Related Terms
NHOLF vs CB, PGR, TRV: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Sompo Holdings's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sompo Holdings 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Sompo Holdings's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Sompo Holdings's 3-Year EPS without NRI Growth Rate falls into.
Sompo Holdings 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 220.40% mean?
Sompo Holdings (NHOLF) has a 3-Year EPS without NRI Growth Rate of 220.40% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Sompo Holdings and its competitors. This is 1085% above median its historical median of 18.60. According to the industry distribution chart, Sompo Holdings ranks #5 out of 400 companies in the Insurance industry, placing it in the top 1.2%.
Is Sompo Holdings' 3-Year EPS without NRI Growth Rate too high?
Sompo Holdings' current 3-Year EPS without NRI Growth Rate of 220.40% is 1085% above median its 10-year median of 18.60. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.45. Sompo Holdings' value of 220.40% is 1239.8% above this industry median. Based on the distribution chart, Sompo Holdings ranks #5 out of 400 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sompo Holdings has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sompo Holdings' 3-Year EPS without NRI Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, Sompo Holdings ranks #5 out of 400 companies for 3-Year EPS without NRI Growth Rate. This places Sompo Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 16.45. Sompo Holdings' value of 220.40% is 1239.8% above this benchmark. While the company's 10-year median is 18.60 vs. the industry median of 16.45, Sompo Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.45, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sompo Holdings's current 3-Year EPS without NRI Growth Rate of 220.40% is 1239.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Sompo Holdings and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sompo Holdings's current 3-Year EPS without NRI Growth Rate is 220.40%, which is 1085% above median its own 10-year median of 18.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sompo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sompo Holdings (NHOLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.45, compared to a current price of $41.72 — trading 63.9% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 220.40%, which is 1085% above median its 10-year median of 18.60 and 1239.8% above the Insurance industry median of 16.45. Sompo Holdings' overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Sompo Holdings (NHOLF), the current 3-Year EPS without NRI Growth Rate is 220.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sompo Holdings (NHOLF) Overvalued in 2026?
Based on GuruFocus' analysis, Sompo Holdings stock appears to be overvalued.
The current stock price of $41.72 is trading 63.9% above its estimated GF Value™ of $25.45.
GuruFocus considers Sompo Holdings to be Significantly Overvalued.
Key valuation signals for NHOLF:
3-Year EPS without NRI Growth Rate: 220.40% (1085% above median its 10-year median of 18.60)
GF Value™: $25.45 vs. price of $41.72 (63.9% above fair value)
Industry Position: 1239.8% above the Insurance median (#5 of 400)
No single metric tells the full story. See the NHOLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sompo Holdings was formed in 2010 through the merger of Sompo Japan and Nipponkoa Insurance. The Sompo brand—meaning "nonlife insurance" in Japanese—dates to 2001, when Yasuda Fire, Nissan Fire, and Taisei Fire combined. Today, Sompo maintains a formidable position in its home market, holding an approximate 28% share of domestic nonlife insurance premiums in Japan, operating in a consolidated oligopoly alongside larger rivals Tokio Marine and MS&AD. Following record-high profitability in fiscal 2025 and the transformative acquisition of Aspen Insurance, the group is aggressively expanding its global footprint, with overseas business and reinsurance now functioning as its primary profit engines, contributing over half of the group's adjusted consolidated profit.
83GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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