NHOLF (Sompo Holdings) Risk Assessment


NHOLF Sompo Holdings Inc NHOLF
81 GF Score
Price $37.47
GF Value $21.78
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Sompo Holdings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Sompo Holdings is: Moderate Risk: Sensitive, better choose undervalued stock.

Sompo Holdings  (OTCPK:NHOLF) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Sompo Holdings Risk Assessment Related Terms

NHOLF vs CB, PGR, TRV: Risk Assessment Comparison

For the Insurance - Property & Casualty subindustry, Sompo Holdings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sompo Holdings Risk Assessment vs Insurance Industry

For the Insurance industry and Financial Services sector, Sompo Holdings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Sompo Holdings's Risk Assessment falls into.


NHOLF
81GF Score
Sompo Holdings Inc NHOLF
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sompo Holdings (NHOLF) Overvalued in 2026?

Based on GuruFocus' analysis, Sompo Holdings stock appears to be overvalued. The current stock price of $37.47 is trading 72% above its estimated GF Value™ of $21.78. GuruFocus considers Sompo Holdings to be Significantly Overvalued.

Key valuation signals for NHOLF:

  • Risk Assessment:
  • GF Value™: $21.78 vs. price of $37.47 (72% above fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the NHOLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sompo Holdings Business Description

Address 26-1, Nishi-Shinjuku 1-chome, Shinjuku-ku, Tokyo, JPN, 160-8338
Sompo Holdings was formed in 2010 through the merger of Sompo Japan and Nipponkoa Insurance. The Sompo brand—meaning "nonlife insurance" in Japanese—dates to 2001, when Yasuda Fire, Nissan Fire, and Taisei Fire combined. Today, Sompo maintains a formidable position in its home market, holding an approximate 28% share of domestic nonlife insurance premiums in Japan, operating in a consolidated oligopoly alongside larger rivals Tokio Marine and MS&AD. Following record-high profitability in fiscal 2025 and the transformative acquisition of Aspen Insurance, the group is aggressively expanding its global footprint, with overseas business and reinsurance now functioning as its primary profit engines, contributing over half of the group's adjusted consolidated profit.
81GF Score

Get the complete analysis for NHOLF

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.47
Price
$21.78
GF Value