NHOLF (Sompo Holdings) EV-to-EBIT: 14.14 (As of Jul. 20, 2026) — 179% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NHOLF Sompo Holdings Inc NHOLF
81 GF Score
Price $37.47
GF Value $21.86
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Sompo Holdings EV-to-EBIT?

Sompo Holdings NHOLF 81 EV-to-EBIT is 14.14 as of Jul. 20, 2026, which is 179% above its 10-year median of 5.06. GuruFocus rates NHOLF with a GF Score™ of 81/100 and a GF Value™ of $21.86 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 347 Insurance companies, Sompo Holdings ranks worse than 80.4% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Sompo Holdings's Enterprise Value is $34,851 Mil. Sompo Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $2,464 Mil. Therefore, Sompo Holdings's EV-to-EBIT for today is 14.14.

The historical rank and industry rank for Sompo Holdings's EV-to-EBIT or its related term are showing as below:

NHOLF' s EV-to-EBIT Range Over the Past 10 Years
Min: 2.39   Med: 5.06   Max: 30.76
Current: 16.19

During the past 13 years, the highest EV-to-EBIT of Sompo Holdings was 30.76. The lowest was 2.39. And the median was 5.06.

NHOLF's EV-to-EBIT is ranked worse than
80.4% of 347 companies
in the Insurance industry
Industry Median: 8.7 vs NHOLF: 16.19

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Sompo Holdings's Enterprise Value for the quarter that ended in Mar. 2026 was $29,518 Mil. Sompo Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $2,464 Mil. Sompo Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 8.35%.


Sompo Holdings  (OTCPK:NHOLF) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Sompo Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Mar. 2026 ) =EBIT / Enterprise Value (Q: Mar. 2026 )
=2464.038/29518.201224
=8.35 %

Sompo Holdings's Enterprise Value for the quarter that ended in Mar. 2026 was $29,518 Mil.
Sompo Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,464 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sompo Holdings EV-to-EBIT Related Terms


Sompo Holdings EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Sompo Holdings's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sompo Holdings EV-to-EBIT Chart

Sompo Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.68 16.62 4.21 4.53 14.63

Sompo Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.53 4.36 3.31 3.98 14.63

NHOLF vs CB, PGR, TRV: EV-to-EBIT Comparison

For the Insurance - Property & Casualty subindustry, Sompo Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sompo Holdings EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Sompo Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Sompo Holdings's EV-to-EBIT falls into.


NHOLF
81GF Score
Sompo Holdings Inc NHOLF
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sompo Holdings EV-to-EBIT Calculation

Sompo Holdings's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=34850.965/2464.038
=14.14

Sompo Holdings's current Enterprise Value is $34,851 Mil.
Sompo Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,464 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 14.14 mean?
Sompo Holdings (NHOLF) has a EV-to-EBIT of 14.14 as of Jul. 20, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Sompo Holdings and its competitors. This is 179% above median its historical median of 5.06. Over the past decade, Sompo Holdings' EV-to-EBIT has ranged from 2.39 to 30.76. According to the industry distribution chart, Sompo Holdings ranks #279 out of 347 companies in the Insurance industry, placing it in the top 80.4%.
Is Sompo Holdings' EV-to-EBIT too high?
Sompo Holdings' current EV-to-EBIT of 14.14 is 179% above median its 10-year median of 5.06. Over the past 10 years, this metric has ranged from a low of 2.39 to a high of 30.76. The Insurance industry median EV-to-EBIT is 8.70. Sompo Holdings' value of 14.14 is 62.5% above this industry median. Based on the distribution chart, Sompo Holdings ranks #279 out of 347 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sompo Holdings has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sompo Holdings' EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, Sompo Holdings ranks #279 out of 347 companies for EV-to-EBIT. This places Sompo Holdings in the lower half of its industry. The industry median EV-to-EBIT is 8.70. Sompo Holdings' value of 14.14 is 62.5% above this benchmark. Historically, Sompo Holdings' own EV-to-EBIT has ranged from 2.39 to 30.76 over the past decade. While the company's 10-year median is 5.06 vs. the industry median of 8.70, Sompo Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.70, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sompo Holdings's current EV-to-EBIT of 14.14 is 62.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Sompo Holdings and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sompo Holdings's current EV-to-EBIT is 14.14, which is 179% above median its own 10-year median of 5.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sompo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sompo Holdings (NHOLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.86, compared to a current price of $37.47 — trading 71.4% above its estimated fair value. The current EV-to-EBIT is 14.14, which is 179% above median its 10-year median of 5.06 and 62.5% above the Insurance industry median of 8.70. Sompo Holdings' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Sompo Holdings (NHOLF), the current EV-to-EBIT is 14.14 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sompo Holdings (NHOLF) Overvalued in 2026?

Based on GuruFocus' analysis, Sompo Holdings stock appears to be overvalued. The current stock price of $37.47 is trading 71.4% above its estimated GF Value™ of $21.86. GuruFocus considers Sompo Holdings to be Significantly Overvalued.

Key valuation signals for NHOLF:

  • EV-to-EBIT: 14.14 (179% above median its 10-year median of 5.06)
  • GF Value™: $21.86 vs. price of $37.47 (71.4% above fair value)
  • GF Score™: 81/100 with 7 warning signs
  • Industry Position: 62.5% above the Insurance median (#279 of 347)

No single metric tells the full story. See the NHOLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sompo Holdings Business Description

Address 26-1, Nishi-Shinjuku 1-chome, Shinjuku-ku, Tokyo, JPN, 160-8338
Sompo Holdings was formed in 2010 through the merger of Sompo Japan and Nipponkoa Insurance. The Sompo brand—meaning "nonlife insurance" in Japanese—dates to 2001, when Yasuda Fire, Nissan Fire, and Taisei Fire combined. Today, Sompo maintains a formidable position in its home market, holding an approximate 28% share of domestic nonlife insurance premiums in Japan, operating in a consolidated oligopoly alongside larger rivals Tokio Marine and MS&AD. Following record-high profitability in fiscal 2025 and the transformative acquisition of Aspen Insurance, the group is aggressively expanding its global footprint, with overseas business and reinsurance now functioning as its primary profit engines, contributing over half of the group's adjusted consolidated profit.
81GF Score

Get the complete analysis for NHOLF

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.47
Price
$21.86
GF Value