NHOLF (Sompo Holdings) LT-Debt-to-Total-Asset: 0.04 (As of Mar. 2026)

What is Sompo Holdings LT-Debt-to-Total-Asset?

Sompo Holdings NHOLF 81 LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus rates NHOLF with a GF Score™ of 81/100 and a GF Value™ of $22.74 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Sompo Holdings's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.04.

Sompo Holdings's long-term debt to total assets ratio declined from Mar. 2025 (0.04) to Mar. 2026 (0.04). It may suggest that Sompo Holdings is progressively becoming less dependent on debt to grow their business.

Sompo Holdings (OTCPK:NHOLF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Sompo Holdings LT-Debt-to-Total-Asset Related Terms

Sompo Holdings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Sompo Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sompo Holdings LT-Debt-to-Total-Asset Chart

Sompo Holdings Annual Data

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LT-Debt-to-Total-Asset

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0.04

Sompo Holdings Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.04	0.04	0.04	0.04	0.04

81GF Score

Sompo Holdings Inc NHOLF

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Sompo Holdings LT-Debt-to-Total-Asset Calculation

Sompo Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	4694.563	/	117238.388
	=	0.04

Sompo Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	4694.563	/	117238.388
	=	0.04

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.04 mean?

Sompo Holdings (NHOLF) has a LT-Debt-to-Total-Asset of 0.04 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Sompo Holdings and its competitors.

Is Sompo Holdings' LT-Debt-to-Total-Asset too high?

Sompo Holdings' current LT-Debt-to-Total-Asset is 0.04. Overall, Sompo Holdings has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Sompo Holdings' LT-Debt-to-Total-Asset compare to CB and PGR?

Sompo Holdings' LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Sompo Holdings and its competitors. Sompo Holdings's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Sompo Holdings stock overvalued right now?

Based on GuruFocus' analysis, Sompo Holdings (NHOLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.74, compared to a current price of $37.47 — trading 64.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. Sompo Holdings' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Sompo Holdings (NHOLF), the current LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sompo Holdings (NHOLF) Overvalued in 2026?

Based on GuruFocus' analysis, Sompo Holdings stock appears to be overvalued. The current stock price of $37.47 is trading 64.8% above its estimated GF Value™ of $22.74. GuruFocus considers Sompo Holdings to be Significantly Overvalued.

Key valuation signals for NHOLF:

LT-Debt-to-Total-Asset: 0.04
GF Value™: $22.74 vs. price of $37.47 (64.8% above fair value)
GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the NHOLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sompo Holdings Business Description

Industry Financial Services Insurance

Comparable Companies TSE:8725 TSE:8715 TSE:8766 CB PGR TRV ALL HKSE:01339 HKSE:02328 TSX:IFC TSX:FFH CINF ASX:QBE WRB MKL L MIL:UNI XKRX:000810 WAR:PZU OSL:GJF

Other Exchanges SMPNY:USA 8630:Japan ANK:Germany

Address 26-1, Nishi-Shinjuku 1-chome, Shinjuku-ku, Tokyo, JPN, 160-8338

Website https://www.sompo-hd.com

Sompo Holdings was formed in 2010 through the merger of Sompo Japan and Nipponkoa Insurance. The Sompo brand—meaning "nonlife insurance" in Japanese—dates to 2001, when Yasuda Fire, Nissan Fire, and Taisei Fire combined. Today, Sompo maintains a formidable position in its home market, holding an approximate 28% share of domestic nonlife insurance premiums in Japan, operating in a consolidated oligopoly alongside larger rivals Tokio Marine and MS&AD. Following record-high profitability in fiscal 2025 and the transformative acquisition of Aspen Insurance, the group is aggressively expanding its global footprint, with overseas business and reinsurance now functioning as its primary profit engines, contributing over half of the group's adjusted consolidated profit.

81GF Score

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$37.47

Price

$22.74

GF Value

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