CIZN (Citizens Holding Co) Construction Loans (USD Mil): 0.00 (As of Jun. 2024)

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CIZN Citizens Holding Co CIZN
55 GF Score
Price $10.56
GF Value $11.41
Valuation Fairly Valued
! 3 Warning Signs
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What is Citizens Holding Co Construction Loans (USD Mil)?

Citizens Holding Co CIZN +0.38% 55 Construction Loans (USD Mil) is 0.00 as of Jun. 2024. GuruFocus rates CIZN with a GF Score™ of 55/100 and a GF Value™ of $11.41 (Fairly Valued). The stock has 3 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Citizens Holding Co's Construction Loans (USD Mil) for the annual that ended in Dec. 2023 was 66.94 , which is higher than 52.73 for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Citizens Holding Co's Construction Loans (USD Mil) or its related term are showing as below:

Citizens Holding Co Construction Loans (USD Mil) Historical Data

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The historical data trend for Citizens Holding Co's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Holding Co Construction Loans (USD Mil) Chart

Citizens Holding Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Citizens Holding CoQuarterly Data
Trend Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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CIZN vs MBKL, DENI, FFBW: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Citizens Holding Co's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CIZN
55GF Score
Citizens Holding Co CIZN
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 0.00 mean?
Citizens Holding Co (CIZN) has a Construction Loans (USD Mil) of 0.00 as of Jun. 2024. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Citizens Holding Co and its competitors.
Is Citizens Holding Co's Construction Loans (USD Mil) too high?
Citizens Holding Co's current Construction Loans (USD Mil) is 0.00. Overall, Citizens Holding Co has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizens Holding Co's Construction Loans (USD Mil) compare to MBKL and DENI?
Citizens Holding Co's Construction Loans (USD Mil) of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Citizens Holding Co and its competitors. Citizens Holding Co's current Construction Loans (USD Mil) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Citizens Holding Co (CIZN) is currently considered Fairly Valued. The stock's GF Value™ is $11.41, compared to a current price of $10.56 — trading 7.4% below its estimated fair value. The current Construction Loans (USD Mil) is 0.00. Citizens Holding Co's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Citizens Holding Co (CIZN), the current Construction Loans (USD Mil) is 0.00 as of Jun. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Holding Co (CIZN) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Holding Co stock appears to be undervalued. The current stock price of $10.56 is trading 7.4% below its estimated GF Value™ of $11.41. GuruFocus considers Citizens Holding Co to be Fairly Valued.

Key valuation signals for CIZN:

  • Construction Loans (USD Mil): 0.00
  • GF Value™: $11.41 vs. price of $10.56 (7.4% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the CIZN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Holding Co Business Description

Address 521 Main Street, Philadelphia, MS, USA, 39350
Citizens Holding Co is a bank holding company. Through its subsidiary, it engages in various commercial and personal banking activities, such as accepting demand deposits, savings, and time deposit accounts, making secured and unsecured loans, issuing letters of credit, originating mortgage loans, and providing personal and corporate trust services. The firm also provides certain services that are closely related to commercial banking, such as credit life insurance and title insurance for its loan customers. It also involves providing lending activities which include commercial, real estate, installment, and credit card loans. Majority of its revenues are derived from lending activities.
55GF Score

Get the complete analysis for CIZN

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.56
Price
$11.41
GF Value